{"id":82624,"date":"2025-02-19T10:01:59","date_gmt":"2025-02-19T16:01:59","guid":{"rendered":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/?page_id=82624"},"modified":"2025-10-24T10:39:06","modified_gmt":"2025-10-24T16:39:06","slug":"factoraje-bi-soluciones-financieras","status":"publish","type":"page","link":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/banca-empresarial\/productos-banca-empresarial\/soluciones-financieras-productos\/factoraje-bi-soluciones-financieras\/","title":{"rendered":"Factoraje Bi &#8211; Soluciones Financieras"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_section][vc_row][vc_column]\r\n            <style media=\"screen\">\r\n                \r\n                \r\n                \r\n\r\n                \/*.sh-element-titlebar-title .sh-element-titlebar-title-content {\r\n                    margin-top: 0;\r\n                    margin-bottom: 0;\r\n                    line-height: 1;\r\n                }*\/\r\n            <\/style>\r\n\r\n\r\n            <div id=\"sh-element-titlebar-breadcrumbs-tHxI1nGiSE\" class=\"sh-element-titlebar-breadcrumbs text-left\">\r\n                <div class=\"title-level\">\r\n                    <div id=\"breadcrumbs\" class=\"breadcrumb-trail breadcrumbs\"><span class=\"item-home\"><a class=\"bread-link bread-home\" href=\"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/\" title=\"Inicio\">Inicio<\/a><\/span><span class=\"separator\"> &gt; <\/span><span class=\"item-current\"><span class=\"bread-current\">Factoraje Bi &#8211; Soluciones Financieras<\/span><\/span><\/div>                <\/div>\r\n            <\/div>\r\n\r\n        \r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-DOwhTCRMPJ  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row][vc_column][vc_raw_html css=&#8221;&#8221;]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[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row content_placement=&#8221;bottom&#8221; overflow=&#8221;default&#8221; el_class=&#8221;bg-digital-claro&#8221; css=&#8221;.vc_custom_1737498818293{margin-bottom: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_row_inner content_placement=&#8221;middle&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736459641797{padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-OMNE7U3nFo  \" style=\"height: 48px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_custom_heading text=&#8221;Factoraje Bi&#8221; font_container=&#8221;tag:h1|text_align:left&#8221; css=&#8221;&#8221; el_class=&#8221;h-decoration-unset txc-experto txs-4xl&#8221;]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-yE4SpoweQc  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_column_text css=&#8221;&#8221; el_class=&#8221;txc-experto&#8221;]<\/p>\n<p class=\"cccc_description\">Le brinda a tu empresa de forma inmediata el pago en efectivo del valor nominal de sus facturas con vencimiento futuro, a trav\u00e9s de una l\u00ednea de financiamiento. D\u00e1ndole la liquidez que necesita a su negocio para seguir funcionando.<\/p>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;5&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736459659030{padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;2\/5&#8243;][vc_btn title=&#8221;Solicita tu cr\u00e9dito&#8221; style=&#8221;classic&#8221; align=&#8221;center&#8221; css=&#8221;&#8221; button_block=&#8221;true&#8221; el_class=&#8221;btn-corp-06&#8243; link=&#8221;url:%23Solicita-FactorajeBi&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;2\/5&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;][\/vc_column_inner][\/vc_row_inner]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-JWuO9Q4eES  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736458700255{margin-bottom: 0px !important;padding-bottom: 0px !important;}&#8221;]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-vehuDTcdbO  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_single_image image=&#8221;82627&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1739981084499{margin-bottom: 0px !important;padding-bottom: 0px !important;}&#8221;][\/vc_column][\/vc_row][vc_row overflow=&#8221;default&#8221; el_class=&#8221;bg-financiero-banca&#8221; css=&#8221;.vc_custom_1736463266756{padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column width=&#8221;1\/4&#8243;]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-fgqDZneKkR  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_custom_heading text=&#8221;Beneficios&#8221; css=&#8221;&#8221; el_class=&#8221;h-decoration-unset txc-w&#8221;]\r\n                            <style media=\"screen\">\r\n                    @media (max-width: 1025px) {\r\n                        .sh-empty-space-KpD7cOah1A {\r\n                            height: 8px!important;\r\n                        }\r\n                    }\r\n                <\/style>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-KpD7cOah1A  \" style=\"height: 16px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_column_text css=&#8221;&#8221; el_class=&#8221;txc-w&#8221;]<span style=\"color: #ffffff;\">Conoce los beneficios que el Cr\u00e9dito Empresarial para Capital de Trabajo tiene para ti.<\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/4&#8243;]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-eOZKRgU2DL  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        <div class=\"bi-icons-widget  biw-fb721862373c  \" style=\"text-align:left; display:flex; flex-direction:column; align-items:flex-start; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1737581355691\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-banco-dolar bg-empatico rounded-br-xl rounded-tl-xl icono-bg biw-icon-fb721862373c \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text   biw-text-fb721862373c \">Disponibilidad inmediata de fondos de manera revolvente.<\/div><\/div><\/div>\r\n                            <style media=\"screen\">\r\n                    @media (max-width: 1025px) {\r\n                        .sh-empty-space-D3ST1RYxKc {\r\n                            height: 8px!important;\r\n                        }\r\n                    }\r\n                <\/style>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-D3ST1RYxKc  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][vc_column width=&#8221;1\/4&#8243;]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-cf3M28eomI  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        <div class=\"bi-icons-widget  biw-cdf4ba48de6c  \" style=\"text-align:left; display:flex; flex-direction:column; align-items:flex-start; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1737581400946\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-favorito bg-digital rounded-br-xl rounded-tl-xl icono-bg biw-icon-cdf4ba48de6c \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text   biw-text-cdf4ba48de6c \">Facilidad de desembolsos directos.<\/div><\/div><\/div>\r\n                            <style media=\"screen\">\r\n                    @media (max-width: 1025px) {\r\n                        .sh-empty-space-KLroNhdcTx {\r\n                            height: 8px!important;\r\n                        }\r\n                    }\r\n                <\/style>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-KLroNhdcTx  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][vc_column width=&#8221;1\/4&#8243;]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-cea47MLomU  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        <div class=\"bi-icons-widget  biw-0ece61ab3da8  \" style=\"text-align:left; display:flex; flex-direction:column; align-items:flex-start; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1737581439755\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-seguro-documento bg-w rounded-br-xl rounded-tl-xl icono-bg biw-icon-0ece61ab3da8 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text   biw-text-0ece61ab3da8 \">Cobro de facturas y contrase\u00f1as de pago.<\/div><\/div><\/div>\r\n                            <style media=\"screen\">\r\n                    @media (max-width: 1025px) {\r\n                        .sh-empty-space-CqgPIJE709 {\r\n                            height: 56px!important;\r\n                        }\r\n                    }\r\n                <\/style>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-CqgPIJE709  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row][vc_column]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-zRilhawt78  \" style=\"height: 56px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][\/vc_row][vc_row content_placement=&#8221;middle&#8221; column_order=&#8221;reversed&#8221; overflow=&#8221;default&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_single_image image=&#8221;82606&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;2\/3&#8243;][vc_tta_tabs color=&#8221;white&#8221; gap=&#8221;15&#8243; alignment=&#8221;center&#8221; active_section=&#8221;1&#8243; no_fill_content_area=&#8221;true&#8221; el_class=&#8221;tabs_banca_empresarial&#8221;][vc_tta_section title=&#8221;Requisitos&#8221; tab_id=&#8221;1736526640274-994b990e-81cc&#8221; el_class=&#8221;bg-digital-claro-tabs&#8221;][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-d8db73be583a  \" style=\"text-align:left; display:flex; flex-direction:column; align-items:flex-start; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1736543051506\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-edificio-usuario  biw-icon-d8db73be583a \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text   biw-text-d8db73be583a \">Ser propietario, accionista, representante legal de la empresa y\/o ser un miembro activo dentro de la empresa.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-56addc2248d8  \" style=\"text-align:left; display:flex; flex-direction:column; align-items:flex-start; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1736543062605\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-edificio-id  biw-icon-56addc2248d8 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text   biw-text-56addc2248d8 \">Ser empresa individual o estar registrada como sociedad an\u00f3nima.<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543266910{padding-right: 24px !important;padding-bottom: 16px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-0ac2bf92673d  \" style=\"text-align:left; display:flex; flex-direction:column; align-items:flex-start; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1736543076089\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-archivo  biw-icon-0ac2bf92673d \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text   biw-text-0ac2bf92673d \">Papeler\u00eda legal en orden.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-c4664dda67da  \" style=\"text-align:left; display:flex; flex-direction:column; align-items:flex-start; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1736543086881\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento  biw-icon-c4664dda67da \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text   biw-text-c4664dda67da \">Papeler\u00eda financiera en orden (balance, estado resultados, integraciones).<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-4zfZLUWetR  \" style=\"height: 24px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=&#8221;Caracter\u00edsticas&#8221; tab_id=&#8221;1736526640282-d1c50be8-84cc&#8221; el_class=&#8221;bg-digital-claro-tabs&#8221;][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-164dcfbbd414  \" style=\"text-align:left; display:flex; flex-direction:column; align-items:flex-start; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1737585435231\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento-efectivo  biw-icon-164dcfbbd414 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text   biw-text-164dcfbbd414 \">Monto otorgado con base a la facturaci\u00f3n de la empresa.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-b66d6b5f31ad  \" style=\"text-align:left; display:flex; flex-direction:column; align-items:flex-start; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1736543646048\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-calculadora  biw-icon-b66d6b5f31ad \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text   biw-text-b66d6b5f31ad \">Tasa de inter\u00e9s competitiva.<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543266910{padding-right: 24px !important;padding-bottom: 16px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-1e4d56ed6721  \" style=\"text-align:left; display:flex; flex-direction:column; align-items:flex-start; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1736543678365\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-aceptar  biw-icon-1e4d56ed6721 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text   biw-text-1e4d56ed6721 \">Moneda Quetzales o D\u00f3lares.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-b0d0c3ab580a  \" style=\"text-align:left; 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