{"id":67870,"date":"2024-09-30T13:05:55","date_gmt":"2024-09-30T19:05:55","guid":{"rendered":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/?page_id=67870"},"modified":"2025-04-28T11:32:49","modified_gmt":"2025-04-28T17:32:49","slug":"creditos-sin-tropiezos","status":"publish","type":"page","link":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/creditos-sin-tropiezos\/","title":{"rendered":"Cr\u00e9ditos sin Tropiezos"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row css_animation=&#8221;fadeInLeft&#8221; overflow=&#8221;default&#8221;][vc_column]\n\t\t\t\t<p class=\"rs-p-wp-fix\"><\/p>\n\t\t\t\t<sr7-module data-alias=\"creditos-sin-tropiezos\" data-id=\"1035\" id=\"SR7_1035_1\" class=\"rs-ov-hidden\" data-version=\"6.7.54\">\n\t\t\t\t\t<sr7-adjuster><\/sr7-adjuster>\n\t\t\t\t\t<sr7-content>\n\t\t\t\t\t\t<sr7-slide id=\"SR7_1035_1-1973\" data-key=\"1973\">\n\t\t\t\t\t\t\t<sr7-txt id=\"SR7_1035_1-1973-1\" class=\"sr7-layer\"><span class=\"txc-aqua-digital-2\"><strong>Cr\u00e9ditos<\/span> sin tropiezos<\/strong><\/sr7-txt>\n\t\t\t\t\t\t\t<sr7-txt id=\"SR7_1035_1-1973-2\" class=\"sr7-layer\">En Banco Industrial estamos contigo en cada<br \/>\npaso de tu viaje financiero. Por eso, al darte un <br \/>\ncr\u00e9dito, queremos <span class=\"txc-experto\"><strong>compartirte algunos consejos<br \/>\n\u00fatiles<\/strong><\/span> para que los tomes en cuenta durante<br \/>\ntu proceso.<\/sr7-txt>\n\t\t\t\t\t\t\t<sr7-txt id=\"SR7_1035_1-1973-7\" class=\"sr7-layer\">En Banco Industrial estamos contigo en cada paso de tu viaje financiero. <br \/>\nPor eso, al darte un cr\u00e9dito, queremos <span class=\"txc-experto\"><strong>compartirte algunos consejos \u00fatiles<\/strong><\/span><br \/>\n para que los tomes en cuenta durante tu proceso.<\/sr7-txt>\n\t\t\t\t\t\t\t<sr7-txt id=\"SR7_1035_1-1973-8\" class=\"sr7-layer\"><span class=\"txc-aqua-digital-2\"><strong>Cr\u00e9ditos<\/span><br \/>\nsin tropiezos<\/strong><\/sr7-txt>\n\t\t\t\t\t\t<\/sr7-slide>\n\t\t\t\t\t\t<sr7-slide id=\"SR7_1035_1-1974\" data-key=\"1974\">\n\t\t\t\t\t\t<\/sr7-slide>\n\t\t\t\t\t<\/sr7-content>\n\t\t\t\t\t<image_lists style=\"display:none\">\n\t\t\t\t\t\t<img data-src=\"\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-content\/uploads\/2024\/10\/credito-sin-tropiezos-prestamo-banner.webp\" data-libid=\"68277\" data-lib=\"medialibrary\" alt=\"credito-sin-tropiezos-prestamo-banner\" title=\"credito-sin-tropiezos-prestamo-banner\" width=\"0\" height=\"0\" data-dbsrc=\"Ly93d3cuY29ycG9yYWNpb25iaS5jb20vZ3QvYmFuY29pbmR1c3RyaWFsL3dwLWNvbnRlbnQvdXBsb2Fkcy8yMDI0LzEwL2NyZWRpdG8tc2luLXRyb3BpZXpvcy1wcmVzdGFtby1iYW5uZXIud2VicA==\"\/>\n\t\t\t\t\t\t<img data-src=\"\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-content\/uploads\/2024\/10\/creditos-sin-tropiezo-ejecutivo-banner.webp\" data-libid=\"68278\" data-lib=\"medialibrary\" alt=\"creditos-sin-tropiezo-ejecutivo-banner\" title=\"creditos-sin-tropiezo-ejecutivo-banner\" width=\"0\" height=\"0\" data-dbsrc=\"Ly93d3cuY29ycG9yYWNpb25iaS5jb20vZ3QvYmFuY29pbmR1c3RyaWFsL3dwLWNvbnRlbnQvdXBsb2Fkcy8yMDI0LzEwL2NyZWRpdG9zLXNpbi10cm9waWV6by1lamVjdXRpdm8tYmFubmVyLndlYnA=\"\/>\n\t\t\t\t\t\t<img data-src=\"\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-content\/uploads\/2024\/10\/creditos-sin-tropiezos-ejecutivos-banner.webp\" data-libid=\"68279\" data-lib=\"medialibrary\" alt=\"creditos-sin-tropiezos-ejecutivos-banner\" title=\"creditos-sin-tropiezos-ejecutivos-banner\" width=\"0\" height=\"0\" data-dbsrc=\"Ly93d3cuY29ycG9yYWNpb25iaS5jb20vZ3QvYmFuY29pbmR1c3RyaWFsL3dwLWNvbnRlbnQvdXBsb2Fkcy8yMDI0LzEwL2NyZWRpdG9zLXNpbi10cm9waWV6b3MtZWplY3V0aXZvcy1iYW5uZXIud2VicA==\"\/>\n\t\t\t\t\t\t<img data-src=\"\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-content\/uploads\/2024\/10\/creditos-sin-tropiezos-porcentaje-banner.webp\" data-libid=\"68280\" data-lib=\"medialibrary\" alt=\"creditos-sin-tropiezos-porcentaje-banner\" title=\"creditos-sin-tropiezos-porcentaje-banner\" width=\"0\" height=\"0\" data-dbsrc=\"Ly93d3cuY29ycG9yYWNpb25iaS5jb20vZ3QvYmFuY29pbmR1c3RyaWFsL3dwLWNvbnRlbnQvdXBsb2Fkcy8yMDI0LzEwL2NyZWRpdG9zLXNpbi10cm9waWV6b3MtcG9yY2VudGFqZS1iYW5uZXIud2VicA==\"\/>\n\t\t\t\t\t<\/image_lists>\n\t\t\t\t<\/sr7-module>\n\t\t\t\t<script>\n\t\t\t\t\twindow.SR7 ??={};SR7.PMH ??={}; SR7.PMH[\"SR7_1035_1\"] = {cn:100,state:false,fn: function() { if (window._tpt!==undefined && window._tpt.prepareModuleHeight !== undefined) {  _tpt.prepareModuleHeight({id:\"SR7_1035_1\",el:[385,385,385,385,720],type:'standard',shdw:'0',gh:[385,385,385,385,720],gw:[1240,1240,1240,1240,480],vpt:['100px&#039;,&#039;100px&#039;,&#039;100px&#039;,&#039;100px&#039;,&#039;100px'],size:{fullWidth:true, fullHeight:false},mh:'0',onh:0,onw:0,bg:{color:'{\"type\":\"solid\",\"orig\":\"#ffffff\",\"string\":\"rgba(255, 255, 255, 1)\"}'}});   SR7.PMH[\"SR7_1035_1\"].state=true;} else if(SR7.PMH[\"SR7_1035_1\"].cn-->0)\tsetTimeout( SR7.PMH[\"SR7_1035_1\"].fn,19);}};SR7.PMH[\"SR7_1035_1\" ].fn();\n\t\t\t\t<\/script>\n[\/vc_column][\/vc_row][vc_row content_placement=&#8221;middle&#8221; css_animation=&#8221;fadeInRight&#8221; overflow=&#8221;default&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;67871&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243;]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-Py3fu1xAZp  \" style=\"height: 22px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_raw_html css=&#8221;&#8221;]JTNDaDIlMjBjbGFzcyUzRCUyMnR4Yy1hcXVhLWRpZ2l0YWwtMiUyMGFsLWMlMjIlM0UlMjBIaXN0b3JpYWwlMjAlM0NzcGFuJTIwY2xhc3MlM0QlMjJ0eGMtZXhwZXJ0byUyMiUzRUNyZWRpdGljaW8lM0MlMkZzcGFuJTNFJTNDJTJGaDIlM0U=[\/vc_raw_html][vc_column_text css=&#8221;&#8221;]A partir de este momento inicia tu historial crediticio que es una carta de presentaci\u00f3n, la cual refleja la <span style=\"color: #003865;\"><strong>responsabilidad para administrar tus deudas.<\/strong><\/span>[\/vc_column_text][vc_column_text css=&#8221;&#8221;]<strong><span style=\"color: #003865;\">Un historial crediticio positivo<\/span><\/strong>, no solo te garantiza una buena imagen ante las entidades financieras, sino tambi\u00e9n frente a tu c\u00edrculo social, brind\u00e1ndote numerosas oportunidades. As\u00ed que es importante cuidar tu cr\u00e9dito como un tesoro invaluable.[\/vc_column_text][\/vc_column][\/vc_row][vc_row css_animation=&#8221;fadeInLeft&#8221; overflow=&#8221;default&#8221;][vc_column][vc_custom_heading text=&#8221;Beneficios&#8221; font_container=&#8221;tag:h2|text_align:center|color:%23003865&#8243; css=&#8221;&#8221; el_class=&#8221;h-decoration-unset&#8221;][vc_row_inner overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1727735113211{margin-top: 1em !important;margin-bottom: 3em !important;}&#8221;][vc_column_inner width=&#8221;1\/3&#8243;][vc_raw_html css=&#8221;&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwbGVjYS1iZW5lZmljaW9zJTIyJTNFJTNDaSUyMGNsYXNzJTNEJTIyYmktaWNvbnMlMjBiaS1pY29ucy1zZWd1cm8tYWNlcHRhciUyMHR4Yy1leHBlcnRvJTIwdHhzLTZ4bCUyMGljb24tYmVuZWZpY2lvcyUyMiUzRSUzQyUyRmklM0UlMjAlM0NoNCUzRVBlcm1pdGUlMjByZXNvbHZlciUyMGVtZXJnZW5jaWFzJTNDJTJGaDQlM0UlM0MlMkZkaXYlM0U=[\/vc_raw_html][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_raw_html css=&#8221;&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwbGVjYS1iZW5lZmljaW9zJTIyJTNFJTNDaSUyMGNsYXNzJTNEJTIyYmktaWNvbnMlMjBiaS1pY29ucy1lZmVjdGl2byUyMHR4Yy1leHBlcnRvJTIwdHhzLTZ4bCUyMGljb24tYmVuZWZpY2lvcyUyMiUzRSUzQyUyRmklM0UlMjAlM0NoNCUzRVJlZXN0cnVjdHVyYSUyMHR1cyUyMGRldWRhcyUzQyUyRmg0JTNFJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][vc_raw_html css=&#8221;&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwbGVjYS1iZW5lZmljaW9zJTIyJTNFJTNDaSUyMGNsYXNzJTNEJTIyYmktaWNvbnMlMjBiaS1pY29ucy1iYW5jby1hY2VwdGFyJTIwdHhjLWV4cGVydG8lMjB0eHMtNnhsJTIwaWNvbi1iZW5lZmljaW9zJTIyJTNFJTNDJTJGaSUzRSUyMCUzQ2g0JTNFQXl1ZGElMjBhJTIwb2J0ZW5lciUyMHByJUMzJUE5c3RhbW9zJTIwYSUyMGZ1dHVybyUzQyUyRmg0JTNFJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_section][vc_row css_animation=&#8221;fadeInRight&#8221; overflow=&#8221;default&#8221;][vc_column][vc_raw_html css=&#8221;&#8221; el_class=&#8221;al-c&#8221;]JTNDaDIlMjBjbGFzcyUzRCUyMnR4Yy1hcXVhLWRpZ2l0YWwtMiUyMiUzRSVDMiVBMUltcG9ydGFudGUlMjElM0MlMkZoMiUzRQ==[\/vc_raw_html][vc_column_text css=&#8221;&#8221;]<\/p>\n<p style=\"text-align: center;\">Para evitar que tu r\u00e9cord crediticio se vea afectado de forma negativa, <span style=\"color: #003865;\"><strong>toma en cuenta estas alertas<\/strong><\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #003865;\"><strong> que se pueden presentar:<\/strong><\/span><\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_section css_animation=&#8221;fadeInRight&#8221;][vc_row overflow=&#8221;default&#8221; el_class=&#8221;slick-creditos-t&#8221;][vc_column overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget sin-tropiezos__card--inactive biw-b9b96579a4b6 vc_custom_1745861056603 \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1745861056596\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-tarjeta-rechazar  biw-icon-b9b96579a4b6 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1745861056602  biw-text-b9b96579a4b6 \"><strong>No realizas el pago completo de la cuota mensual del cr\u00e9dito<\/strong><\/div><\/div><\/div>[\/vc_column][vc_column]<div class=\"bi-icons-widget sin-tropiezos__card--inactive biw-0b37ece25bb1 vc_custom_1745861459088 \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1745861459080\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-tarjeta-rechazar  biw-icon-0b37ece25bb1 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1745861459087  biw-text-0b37ece25bb1 \"><strong>Empiezas a adquirir m\u00e1s deudas<\/strong><\/div><\/div><\/div>[\/vc_column][vc_column]<div class=\"bi-icons-widget sin-tropiezos__card--inactive biw-4d2498c46cd1 vc_custom_1745861121897 \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1745861121888\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-arriba  biw-icon-4d2498c46cd1 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1745861121896  biw-text-4d2498c46cd1 \"><strong>Tus gastos son excesivos y superan tus ingresos, afectando tu capacidad de pago<\/strong><\/div><\/div><\/div>[\/vc_column][vc_column]<div class=\"bi-icons-widget sin-tropiezos__card--inactive biw-dcafaa3693dd vc_custom_1745861143481 \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1745861143472\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-calendario-rechazar  biw-icon-dcafaa3693dd \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1745861143479  biw-text-dcafaa3693dd \"><strong>Tienes atrasos en tus fechas de pago<\/strong><\/div><\/div><\/div>[\/vc_column][vc_column]<div class=\"bi-icons-widget sin-tropiezos__card--inactive biw-a05d063f5e89 vc_custom_1745861154732 \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1745861154724\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-solicitud-efectivo  biw-icon-a05d063f5e89 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1745861154731  biw-text-a05d063f5e89 \"><strong>Acumulaci\u00f3n de saldo pendiente<\/strong><\/div><\/div><\/div>[\/vc_column][\/vc_row][vc_row][vc_column]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-5yKQO4e6Zl  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][\/vc_row][\/vc_section][vc_section css_animation=&#8221;fadeInLeft&#8221; css=&#8221;.vc_custom_1728082629535{margin-bottom: 2em !important;}&#8221;][vc_row gap=&#8221;25&#8243; overflow=&#8221;default&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_raw_html 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css=&#8221;&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwbGVjYS1jdGElMjBzaGFkb3ctc2VjdGlvbiUyMiUyMHN0eWxlJTNEJTIyYm9yZGVyLXJhZGl1cyUzQTFlbSUyMiUzRSUwQSUzQ2RpdiUyMGNsYXNzJTNEJTIybWFsLXJlY29yZC1pbWclMjIlM0UlMEElM0MlMkZkaXYlM0UlMEElMjZuYnNwJTNCJTBBJTNDaDQlMjBjbGFzcyUzRCUyMnR4cy0zeGwlMjB0eGMtZXhwZXJ0byUyMGFsLWMlMjIlMjBzdHlsZSUzRCUyMnBhZGRpbmclM0ElMjAwJTIwMWVtJTIwMCUyMDFlbSUzQiUyMiUzRUNvbnNlY3VlbmNpYXMlMjBkZSUyMHVuJTIwciVDMyVBOWNvcmQlMjBjcmVkaXRpY2lvJTIwbmVnYXRpdm8lM0MlMkZoNCUzRSUwQSUzQ3AlMjBjbGFzcyUzRCUyMmFsLWMlMjB0eGMtZyUyMHR4LWxoLTEtNzUlMjIlM0VEaWZpY3VsdGFkZXMlMjBwYXJhJTIwaGFjZXIlMjBjcmVjZXIlMjB0dSUyMHBhdHJpbW9uaW8lMEElM0NiciUyMCUyRiUzRSUzQ2JyJTIwJTJGJTNFJTBBUGVyZGVyJTIwb3BvcnR1bmlkYWRlcyUyMGRlJTIwY3JlY2ltaWVudG8lMjBsYWJvcmFsJTBBJTNDYnIlMjAlMkYlM0UlM0NiciUyMCUyRiUzRSUwQUF1bWVudGElMjBlbCUyMGVzdHIlQzMlQTlzJTIweSUyMGFmZWN0YSUyMGVsJTIwYmllbmVzdGFyJTIwZW1vY2lvbmFsJTBBJTNDYnIlMjAlMkYlM0UlM0NiciUyMCUyRiUzRSUwQVRlbmVyJTIwdW5hJTIwbWFsYSUyMHJlcHV0YWNpJUMzJUIzbiUwQSUzQyUyRnAlM0UlMEElM0MlMkZkaXYlM0U=[\/vc_raw_html][\/vc_column][\/vc_row][\/vc_section][vc_row css_animation=&#8221;fadeInRight&#8221; overflow=&#8221;default&#8221;][vc_column][vc_raw_html css=&#8221;&#8221; el_class=&#8221;al-c&#8221;]JTNDaDIlMjBjbGFzcyUzRCUyMnR4Yy1hcXVhLWRpZ2l0YWwtMiUyMGFsLWMlMjIlM0UlQzIlQkZDb25vY2VzJTIwbGElMjBkaWZlcmVuY2lhJTIwZGUlM0NiciUyMCUyRiUzRSUyMCUzQ3NwYW4lMjBjbGFzcyUzRCUyMnR4Yy1leHBlcnRvJTIyJTNFcmVlc3RydWN0dXJhciUyMHklMjByZW5vdmFyJTIwdW5hJTIwZGV1ZGElM0YlM0MlMkZzcGFuJTNFJTNDJTJGaDIlM0U=[\/vc_raw_html][vc_column_text css=&#8221;&#8221;]<\/p>\n<p style=\"text-align: center;\">Al tener una deuda debes evaluar detenidamente qu\u00e9 opci\u00f3n utilizar en <span style=\"color: #003865;\"><strong>caso de emergencia<\/strong><\/span>,<\/p>\n<p style=\"text-align: center;\">debido a que puede <span style=\"color: #003865;\"><strong>cambiar uno o varios aspectos de la deuda inicial, como: <\/strong><\/span><\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;]<div class=\"bi-icons-widget  biw-ef697ce22ffb  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:flex-start; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-calendario  biw-icon-ef697ce22ffb \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1727728206061  biw-text-ef697ce22ffb \"><strong><span style=\"font-size: 18px;\">La cuota mensual<\/span><\/strong><\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;]<div class=\"bi-icons-widget  biw-503ab9f3c846  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:flex-start; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-calendario  biw-icon-503ab9f3c846 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1727726799219  biw-text-503ab9f3c846 \"><strong><span style=\"font-size: 18px;\">La cuota mensual<\/span><\/strong><\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-mG8W1SIw3N  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;]<div class=\"bi-icons-widget  biw-88656a5f3a0f  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:flex-start; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-quetzal-circulo  biw-icon-88656a5f3a0f \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1727726886216  biw-text-88656a5f3a0f \"><strong><span style=\"font-size: 18px;\">Los intereses<\/span><\/strong><\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;]<div class=\"bi-icons-widget  biw-6d38769fdd2e  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:flex-start; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-cheque  biw-icon-6d38769fdd2e \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1727726960596  biw-text-6d38769fdd2e \"><strong><span style=\"font-size: 18px;\">El monto final<\/span><\/strong><\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css_animation=&#8221;fadeInLeft&#8221; overflow=&#8221;default&#8221;][vc_column]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-xzQlwIqJdc  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][\/vc_row][vc_row][vc_column][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;68301&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-VAD5omxSRP  \" style=\"height: 22px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_raw_html css=&#8221;&#8221;]JTNDaDIlMjBjbGFzcyUzRCUyMnR4Yy1leHBlcnRvJTIyJTNFTGElMjBSZWVzdHJ1Y3R1cmElM0MlMkZzcGFuJTNFJTNDJTJGaDIlM0U=[\/vc_raw_html][vc_column_text css=&#8221;&#8221;]En situaci\u00f3n de emergencia en la que tienes solventado <strong><span style=\"color: #003865;\">menos del 15% de tu cr\u00e9dito<\/span><\/strong>, es posible renegociar los t\u00e9rminos con el banco para reducir el monto de tu pago mensual y extender el plazo de pago.[\/vc_column_text][vc_column_text css=&#8221;&#8221;]Tomando en cuenta que esta acci\u00f3n puede <span style=\"color: #003865;\"><strong>afectar en tu calificaci\u00f3n crediticia<\/strong><\/span> en otras instituciones financieras.[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-2tvcnN6TqC  \" style=\"height: 22px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_raw_html css=&#8221;&#8221;]JTNDaDIlMjBjbGFzcyUzRCUyMnR4Yy1leHBlcnRvJTIyJTNFTGElMjBSZW5vdmFjaSVDMyVCM24lM0MlMkZzcGFuJTNFJTNDJTJGaDIlM0U=[\/vc_raw_html][vc_column_text css=&#8221;&#8221;]Al querer solicitar un pr\u00e9stamo adicional y tienes <span style=\"color: #003865;\"><strong>solventado m\u00e1s del 15% de tu cr\u00e9dito actual<\/strong><\/span>, puedes adquirir una renovaci\u00f3n para modificar los t\u00e9rminos y condiciones de tu cr\u00e9dito sin afectar tu calificaci\u00f3n crediticia.[\/vc_column_text][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;68303&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row css_animation=&#8221;fadeInRight&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1728082679823{margin-top: 2em !important;}&#8221;][vc_column][vc_custom_heading text=&#8221;Recomendaciones&#8221; font_container=&#8221;tag:h2|text_align:center|color:%23003865&#8243; css=&#8221;&#8221; el_class=&#8221;h-decoration-unset&#8221;][vc_column_text css=&#8221;&#8221;]<\/p>\n<p style=\"text-align: center;\">Toma las siguientes recomendaciones antes de decidir reestructurar o renovar una o varias deudas.<\/p>\n<p>[\/vc_column_text][vc_row_inner overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1727735113211{margin-top: 1em !important;margin-bottom: 3em !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;][vc_raw_html css=&#8221;&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwbGVjYS1iZW5lZmljaW9zJTIyJTNFJTNDaSUyMGNsYXNzJTNEJTIyYmktaWNvbnMlMjBiaS1pY29ucy1iaWxsZXRlcmElMjB0eGMtZXhwZXJ0byUyMHR4cy02eGwlMjBpY29uLWJlbmVmaWNpb3MlMjIlM0UlM0MlMkZpJTNFJTIwJTNDcCUyMGNsYXNzJTNEJTIydHhjLWV4cGVydG8lMjB0eHMtbCUyMiUzRVRlbiUyMGNsYXJvJTIwdHVzJTIwaW5ncmVzb3MlMkMlMjBnYXN0b3MlMjB5JTIwZGV1ZGFzJTIwYWN0dWFsZXMuJTNDJTJGcCUzRSUzQyUyRmRpdiUzRQ==[\/vc_raw_html][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_raw_html css=&#8221;&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwbGVjYS1iZW5lZmljaW9zJTIyJTNFJTNDaSUyMGNsYXNzJTNEJTIyYmktaWNvbnMlMjBiaS1pY29ucy1wcmVuc2ElMjB0eGMtZXhwZXJ0byUyMHR4cy02eGwlMjBpY29uLWJlbmVmaWNpb3MlMjIlM0UlM0MlMkZpJTNFJTIwJTNDcCUyMGNsYXNzJTNEJTIydHhjLWV4cGVydG8lMjB0eHMtbCUyMiUzRUNvbnN1bHRhJTIwY29uJTIwdW4lMjBhc2Vzb3IlMjBmaW5hbmNpZXJvJTIwYW50ZXMlMjBkZSUyMHRvbWFyJTIwdW5hJTIwZGVjaXNpJUMzJUIzbi4lM0MlMkZwJTNFJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][vc_row_inner overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1727735113211{margin-top: 1em !important;margin-bottom: 3em !important;}&#8221;][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_raw_html 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css_animation=&#8221;fadeInLeft&#8221; overflow=&#8221;default&#8221;][vc_column] Cr\u00e9ditos sin tropiezos En Banco Industrial estamos contigo en cada paso de tu viaje financiero. Por eso, al darte un cr\u00e9dito, queremos compartirte algunos consejos \u00fatiles para que los tomes en cuenta durante tu proceso. En Banco Industrial estamos contigo en cada&#8230;<\/p>\n","protected":false},"author":49,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"wf_page_folders":[],"class_list":["post-67870","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/pages\/67870","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/users\/49"}],"replies":[{"embeddable":true,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/comments?post=67870"}],"version-history":[{"count":97,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/pages\/67870\/revisions"}],"predecessor-version":[{"id":87688,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/pages\/67870\/revisions\/87688"}],"wp:attachment":[{"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/media?parent=67870"}],"wp:term":[{"taxonomy":"wf_page_folders","embeddable":true,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/wf_page_folders?post=67870"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}