{"id":22929,"date":"2023-01-09T13:59:22","date_gmt":"2023-01-09T19:59:22","guid":{"rendered":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/?page_id=22929"},"modified":"2025-06-10T14:08:18","modified_gmt":"2025-06-10T20:08:18","slug":"cartas-de-credito-comercial","status":"publish","type":"page","link":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/cartas-de-credito-comercial\/","title":{"rendered":"Cartas de Cr\u00e9dito Comerciales"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_section][vc_row][vc_column]\n\t\t\t\t<p class=\"rs-p-wp-fix\"><\/p>\n\t\t\t\t<sr7-module data-alias=\"cuenta-corriente-16\" data-id=\"527\" id=\"SR7_527_1\" class=\"rs-ov-hidden\" data-version=\"6.7.54\">\n\t\t\t\t\t<sr7-adjuster><\/sr7-adjuster>\n\t\t\t\t\t<sr7-content>\n\t\t\t\t\t\t<sr7-slide id=\"SR7_527_1-435\" data-key=\"435\">\n\t\t\t\t\t\t\t<sr7-txt id=\"SR7_527_1-435-4\" class=\"sr7-layer\"><h1 class=\"h-decoration-unset txc-w font-bi-bold\">Cartas de Cr\u00e9dito <br><br \/>\nComerciales<\/h1><\/sr7-txt>\n\t\t\t\t\t\t<\/sr7-slide>\n\t\t\t\t\t\t<sr7-slide id=\"SR7_527_1-1294\" data-key=\"1294\">\n\t\t\t\t\t\t<\/sr7-slide>\n\t\t\t\t\t<\/sr7-content>\n\t\t\t\t\t<image_lists style=\"display:none\">\n\t\t\t\t\t\t<img data-src=\"\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-content\/uploads\/2020\/07\/Cartas-de-Cre\u0301dito-Comerciales.png\" data-libid=\"23933\" data-lib=\"medialibrary\" alt=\"Cartas de Cre\u0301dito Comerciales\" title=\"Cartas de Cre\u0301dito Comerciales\" width=\"0\" height=\"0\" data-dbsrc=\"Ly93d3cuY29ycG9yYWNpb25iaS5jb20vZ3QvYmFuY29pbmR1c3RyaWFsL3dwLWNvbnRlbnQvdXBsb2Fkcy8yMDIwLzA3L0NhcnRhcy1kZS1DcmXMgWRpdG8tQ29tZXJjaWFsZXMucG5n\"\/>\n\t\t\t\t\t\t<img data-src=\"\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-content\/uploads\/2020\/07\/1.png\" data-libid=\"22907\" data-lib=\"medialibrary\" alt=\"Plecas azules\" title=\"Plecas azules\" width=\"0\" height=\"0\" data-dbsrc=\"Ly93d3cuY29ycG9yYWNpb25iaS5jb20vZ3QvYmFuY29pbmR1c3RyaWFsL3dwLWNvbnRlbnQvdXBsb2Fkcy8yMDIwLzA3LzEucG5n\"\/>\n\t\t\t\t\t<\/image_lists>\n\t\t\t\t<\/sr7-module>\n\t\t\t\t<script>\n\t\t\t\t\twindow.SR7 ??={};SR7.PMH ??={}; SR7.PMH[\"SR7_527_1\"] = {cn:100,state:false,fn: function() { if (window._tpt!==undefined && window._tpt.prepareModuleHeight !== undefined) {  _tpt.prepareModuleHeight({id:\"SR7_527_1\",el:[387.986,387.986,400,250,180],type:'standard',shdw:'0',gh:[388,388,400,250,180],gw:[1240,1240,1024,778,480],vpt:['-200px&#039;,&#039;-200px&#039;,&#039;-200px&#039;,&#039;-200px&#039;,&#039;-200px'],size:{fullWidth:true, fullHeight:false},mh:'0',onh:0,onw:0,bg:{color:'{\"orig\":\"transparent\",\"type\":\"solid\",\"string\":\"transparent\"}'}});   SR7.PMH[\"SR7_527_1\"].state=true;} else if(SR7.PMH[\"SR7_527_1\"].cn-->0)\tsetTimeout( SR7.PMH[\"SR7_527_1\"].fn,19);}};SR7.PMH[\"SR7_527_1\" ].fn();\n\t\t\t\t<\/script>\n[\/vc_column][\/vc_row][\/vc_section][vc_section css=&#8221;.vc_custom_1672852680550{margin-top: 50px !important;margin-bottom: 50px !important;}&#8221;][vc_row][vc_column][vc_column_text]<\/p>\n<p style=\"text-align: justify;\">Es un instrumento de pago para realizar compras locales o internacionales que garantizan el cumplimiento de las condiciones pactadas entre el importador y exportador.<\/p>\n<p style=\"text-align: justify;\">Banco Industrial, S.A. se compromete directamente o a trav\u00e9s de sus corresponsales a pagar a su proveedor la mercader\u00eda enviada contra la presentaci\u00f3n de los documentos requeridos.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][\/vc_section][vc_section full_width=&#8221;stretch_row&#8221; content_placement=&#8221;middle&#8221; css=&#8221;.vc_custom_1675780537852{margin-top: 50px !important;margin-bottom: 50px !important;}&#8221;][vc_row overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1672941912816{padding-bottom: 20px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;linea-espacio&#8221;][vc_column_inner width=&#8221;5\/6&#8243;]<div class=\"bi-icons-widget  biw-09952309a24a  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:flex-start; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1724772578737\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-seguro  biw-icon-09952309a24a \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text   biw-text-09952309a24a \">Disminuye los riesgos para comprador y vendedor si cumplen con los t\u00e9rminos y condiciones pactados en la carta de cr\u00e9dito.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][vc_raw_html]JTNDcCUyMGNsYXNzJTNEJTIydmVydGljYWwtbGluZS0xJTIyJTNFJTNDJTJGcCUzRQ==[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;linea-espacio&#8221;][vc_column_inner width=&#8221;5\/6&#8243;]<div class=\"bi-icons-widget  biw-b6eeaac25110  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:flex-start; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1724772584928\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo  biw-icon-b6eeaac25110 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text   biw-text-b6eeaac25110 \">Banco Industrial, S.A. garantiza el pago a trav\u00e9s de sus bancos corresponsales en el pa\u00eds del beneficiario, lo que da m\u00e1s confianza al exportador.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243; overflow=&#8221;default&#8221;][vc_raw_html]JTNDcCUyMGNsYXNzJTNEJTIydmVydGljYWwtbGluZS0xJTIyJTNFJTNDJTJGcCUzRQ==[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_row_inner][vc_column_inner width=&#8221;5\/6&#8243;]<div class=\"bi-icons-widget  biw-6258c0460e3f  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:flex-start; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1724772592541\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-aceptar-circulo  biw-icon-6258c0460e3f \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text   biw-text-6258c0460e3f \">Proporciona mayor poder de negociaci\u00f3n, con el exportador ya que asegura el pago pudiendo negociar plazos y mejores precios.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/6&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row gap=&#8221;35&#8243; overflow=&#8221;default&#8221; el_id=&#8221;mediarow&#8221;][vc_column width=&#8221;1\/4&#8243; overflow=&#8221;default&#8221; offset=&#8221;vc_col-lg-1\/5&#8243;][vc_btn title=&#8221;Requisitos&#8221; align=&#8221;center&#8221; el_class=&#8221;press seleccion btn-section-1&#8243;][\/vc_column][vc_column width=&#8221;1\/4&#8243; overflow=&#8221;default&#8221; offset=&#8221;vc_col-lg-1\/5&#8243;][vc_btn title=&#8221;Caracter\u00edsticas&#8221; align=&#8221;center&#8221; el_class=&#8221;press btn-section-2&#8243;][\/vc_column][vc_column width=&#8221;1\/4&#8243; overflow=&#8221;default&#8221; offset=&#8221;vc_col-lg-1\/5&#8243;][\/vc_column][\/vc_row][vc_row overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1675435487740{padding-top: 30px !important;}&#8221; el_class=&#8221;tab-section-1&#8243;][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1672336786859{padding-top: 30px !important;padding-bottom: 20px !important;}&#8221;][vc_custom_heading text=&#8221;Requisitos&#8221; css=&#8221;&#8221;]\r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-QeGh6yF7D2 .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-QeGh6yF7D2\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Solicitud de Carta de Cr\u00e9dito.                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-WEvPlyB9IZ .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-WEvPlyB9IZ\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Fotocopia de Escritura de Constituci\u00f3n y sus modificaciones.                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-0IkziGc9WC .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-0IkziGc9WC\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Fotocopia de nombramiento de representante legal                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-JuIRk9wZDe .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-JuIRk9wZDe\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Fotocopia de DPI de represente legal                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-PzDYamJloV .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-PzDYamJloV\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Fotocopia de patente de comercio y sociedad.                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-G56ouvERgY .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-G56ouvERgY\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Estados financieros de los \u00faltimos tres periodos contables.                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-freDMU6bks .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-freDMU6bks\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Estados de cuentas de los tres \u00faltimos meses                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-bPAaQvIUju .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-bPAaQvIUju\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                N\u00famero de identificaci\u00f3n tributaria (NIT)                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-V1DXToF8hs .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-V1DXToF8hs\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Formulario IVE jur\u00eddico                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-i6tVlvL4A1 .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-i6tVlvL4A1\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Formulario generador de divisas                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-wrIKgFna95 .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-wrIKgFna95\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Perfil empresarial                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-91z4i0doDy .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-91z4i0doDy\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Formulario personas jur\u00eddicas                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-Iei6xPFz4W .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-Iei6xPFz4W\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Supuestos del flujo de fondos.                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-tke3XTRviI .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-tke3XTRviI\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Flujo proyectado.                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        [\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;23932&#8243; img_size=&#8221;Large&#8221; alignment=&#8221;center&#8221;][\/vc_column][\/vc_row][vc_row overflow=&#8221;default&#8221; el_class=&#8221;tab-section-2&#8243;][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1672335569239{padding-top: 80px !important;}&#8221;][vc_custom_heading text=&#8221;Caracter\u00edsticas&#8221; css=&#8221;.vc_custom_1749586058847{margin-top: -40px !important;}&#8221;]\r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-SFBuZysNnW .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-SFBuZysNnW\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Pago a la vista: Se hace efectivo al Beneficiario contra la entrega de documentos los cuales deben de cumplir con t\u00e9rminos y condiciones.                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-gAiELwQXzI .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-gAiELwQXzI\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Pago a Plazo: El plazo es otorgado por el beneficiario y cuando presenta los documentos el banco corresponsal crea una aceptaci\u00f3n y paga al vencimiento del plazo.                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-OeEQtMxAJD .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" 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\/>\r\n\t\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\t<\/div>\r\n\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t\t\t\t\t<\/a>\r\n\t\t\t\t\t\t\t\t\t\r\n\t\t\t\t\t\t\t<\/div>\r\n\r\n\t\t\t\t\t<\/div>\r\n\t\t\r\n\t<\/div>\r\n<\/div>\r\n            <style type=\"text\/css\">\r\n                #single-image-tMsCFxcjVN {text-align: center;}            <\/style>\r\n        [\/vc_column][\/vc_row][vc_section][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; content_placement=&#8221;middle&#8221; overflow=&#8221;default&#8221; el_class=&#8221;rounded-tl-none rounded-br-none&#8221; padding_tablet=&#8221;30px&#8221;][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221; el_class=&#8221;sinborderadius&#8221; css=&#8221;.vc_custom_1676399844790{background-image: url(https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-content\/uploads\/2023\/02\/2.png?id=23970) !important;background-position: center !important;background-repeat: no-repeat 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!important;}&#8221;]\r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-VvcOBiAY92 .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-VvcOBiAY92\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Cuando hay desconocimiento entre comprador y vendedor                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-DABgOVotUT .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                            \t\t\t\t#list-DABgOVotUT .sh-list-content {\r\n        \t\t\t\t\tfont-size: 13!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-DABgOVotUT\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Cuando se inicia una relaci\u00f3n comercial                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-eynwCxPzkg .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-eynwCxPzkg\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Si hay riesgo de incumplimiento por una o ambas partes                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                    \r\n                    \r\n        \t\t\t        \t\t\t\t#list-1sX8o7LBhl .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #003865!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-1sX8o7LBhl\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-check\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Minimizar riesgos                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        [\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content_no_spaces&#8221; equal_height=&#8221;yes&#8221; content_placement=&#8221;middle&#8221; overflow=&#8221;default&#8221; el_class=&#8221;rounded-tl-none rounded-br-none&#8221; padding_tablet=&#8221;30px&#8221;][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1676398628356{padding-left: 50px !important;background-color: #00c1d4 !important;}&#8221;][vc_row_inner][vc_column_inner][vc_empty_space][\/vc_column_inner][\/vc_row_inner][vc_row_inner overflow=&#8221;default&#8221; padding_tablet=&#8221;0px 0px 0px 30px&#8221; css=&#8221;.vc_custom_1676398828240{margin-bottom: 0px !important;padding-left: 50px !important;}&#8221;][vc_column_inner width=&#8221;2\/3&#8243;][vc_column_text css=&#8221;&#8221;]<\/p>\n<h2 class=\"forcewhite\" style=\"text-align: left;\">Preguntas Frecuentes<\/h2>\n<p>[\/vc_column_text][vc_btn title=&#8221;Conoce m\u00e1s&#8221; style=&#8221;flat&#8221; align=&#8221;left&#8221; css=&#8221;.vc_custom_1675719807873{margin-top: 20px !important;}&#8221; el_class=&#8221;btn-amarillo-azul&#8221; link=&#8221;url:https%3A%2F%2Fwww.corporacionbi.com%2Fgt%2Fbancoindustrial%2Fpreguntas-frecuentes%2F|title:Preguntas%20Frecuentes&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/3&#8243;][\/vc_column_inner][\/vc_row_inner][vc_row_inner overflow=&#8221;default&#8221; padding_tablet=&#8221;0px 0px 0px 30px&#8221; css=&#8221;.vc_custom_1675380233963{margin-top: 15px !important;margin-right: 50px !important;margin-left: 50px !important;}&#8221;][vc_column_inner][vc_column_text]<\/p>\n<h2 class=\"forcewhite\" style=\"text-align: left;\">Contacto<\/h2>\n<p>[\/vc_column_text][\/vc_column_inner][\/vc_row_inner][vc_row_inner overflow=&#8221;default&#8221; padding_tablet=&#8221;0px 0px 0px 30px&#8221; margin_tablet=&#8221;0px 0px 30px 0px&#8221; css=&#8221;.vc_custom_1675379855788{margin-top: -30px !important;margin-right: 50px !important;margin-left: 50px !important;}&#8221;][vc_column_inner]\r\n                            <style media=\"screen\">\r\n                            \t\t\t\t#list-bKCjPAE7SI .sh-list-content {\r\n        \t\t\t\t\tcolor: #ffffff!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n        \t\t\t        \t\t\t\t#list-bKCjPAE7SI .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #ffffff!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                            \t\t\t\t#list-bKCjPAE7SI .sh-list-content {\r\n        \t\t\t\t\tfont-size: 13!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-bKCjPAE7SI\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-arrow-right-circle\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Departamento Comercio Exterior - V\u00eda 5 5-34 zona 4 - 8avo nivel torre 3                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                            \t\t\t\t#list-Ek0acRbL74 .sh-list-content {\r\n        \t\t\t\t\tcolor: #ffffff!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n        \t\t\t        \t\t\t\t#list-Ek0acRbL74 .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #ffffff!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                            \t\t\t\t#list-Ek0acRbL74 .sh-list-content {\r\n        \t\t\t\t\tfont-size: 13!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n                    \r\n                    \r\n                                    <\/style>\r\n            \r\n            <ul class=\"sh-list sh-list-vc sh-list-style1\" id=\"list-Ek0acRbL74\">\r\n            \t            \t\t<li class=\"sh-list-item\">\r\n                        \r\n                \t\t\t<span class=\"sh-list-icon\">\r\n                                                                    <i class=\"icon-arrow-right-circle\"><\/i>\r\n                                                \t\t\t<\/span>\r\n                \t\t\t<span class=\"sh-list-content\">\r\n                                Tel\u00e9fono: 2420-3000 ext. - 35855, 35853, 35856                            <\/span>\r\n\r\n                                    \t\t<\/li>\r\n            \t            <\/ul>\r\n\r\n        \r\n                            <style media=\"screen\">\r\n                            \t\t\t\t#list-dFyGcfC1MV .sh-list-content {\r\n        \t\t\t\t\tcolor: #ffffff!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                    \r\n        \t\t\t        \t\t\t\t#list-dFyGcfC1MV .sh-list-icon i {\r\n        \t\t\t\t\tcolor: #ffffff!important;\r\n        \t\t\t\t}\r\n        \t\t\t\r\n                            \t\t\t\t#list-dFyGcfC1MV .sh-list-content {\r\n        \t\t\t\t\tfont-size: 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[\/vc_column_inner][\/vc_row_inner][vc_row_inner][vc_column_inner][vc_empty_space][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1676398431776{background-image: url(https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-content\/uploads\/2023\/02\/Contacto-1.png?id=23963) !important;background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221; el_class=&#8221;sinborderadius&#8221;][vc_row_inner][vc_column_inner]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-CzLkSJxunT  \" style=\"height: 500px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_section][vc_row][vc_column] Cartas de Cr\u00e9dito Comerciales [\/vc_column][\/vc_row][\/vc_section][vc_section css=&#8221;.vc_custom_1672852680550{margin-top: 50px !important;margin-bottom: 50px !important;}&#8221;][vc_row][vc_column][vc_column_text] Es un instrumento de pago para realizar compras locales o internacionales que garantizan el cumplimiento de las condiciones pactadas entre el importador y exportador. Banco Industrial, S.A. se compromete directamente o a trav\u00e9s de&#8230;<\/p>\n","protected":false},"author":14,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"wf_page_folders":[8,69,73,67],"class_list":["post-22929","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/pages\/22929","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/comments?post=22929"}],"version-history":[{"count":154,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/pages\/22929\/revisions"}],"predecessor-version":[{"id":90737,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/pages\/22929\/revisions\/90737"}],"wp:attachment":[{"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/media?parent=22929"}],"wp:term":[{"taxonomy":"wf_page_folders","embeddable":true,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/wf_page_folders?post=22929"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}