{"id":22256,"date":"2022-12-12T15:34:28","date_gmt":"2022-12-12T21:34:28","guid":{"rendered":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/?page_id=22256"},"modified":"2026-09-24T14:26:08","modified_gmt":"2026-09-24T20:26:08","slug":"estudios-universitarios","status":"publish","type":"page","link":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/estudios-universitarios\/credito-estudiantil\/","title":{"rendered":"Cr\u00e9dito Universitario"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row content_placement=&#8221;bottom&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756241319803{background-color: #F2F5F7 !important;border-radius: 30px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221;][vc_custom_heading text=&#8221;Tu educaci\u00f3n&#8221; font_container=&#8221;tag:h1|text_align:left|color:%23336084&#8243; css=&#8221;.vc_custom_1756242803386{margin-top: 8px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto-400&#8243;][vc_custom_heading text=&#8221;es el primer paso&#8221; font_container=&#8221;tag:h1|text_align:left&#8221; css=&#8221;.vc_custom_1756159117248{margin-left: 32px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1756227288445{margin-top: 0px !important;margin-bottom: 0px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto bineoindustrial-regular&#8221;]<\/p>\n<p class=\"BiNeoIndustrial-Regular\" style=\"text-align: left; font-size: 24px;\">Nosotros caminamos contigo<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1756227587634{margin-top: 25px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto&#8221;]<\/p>\n<p style=\"text-align: left; font-size: 16px;\">Banco Industrial te apoya brind\u00e1ndote el financiamiento adecuado para realizaci\u00f3n de tus estudios, siendo tu apoyo para cumplir tus metas acad\u00e9micas.<\/p>\n<p>[\/vc_column_text][vc_row_inner gap=&#8221;5&#8243; overflow=&#8221;default&#8221;][vc_column_inner width=&#8221;2\/5&#8243;][vc_btn title=&#8221;Env\u00eda tu solicitud aqu\u00ed&#8221; style=&#8221;classic&#8221; align=&#8221;center&#8221; css=&#8221;.vc_custom_1788410495603{margin-left: 32px !important;}&#8221; button_block=&#8221;true&#8221; link=&#8221;url:%23formulario&#8221; el_class=&#8221;btn-corp-05&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;2\/5&#8243;][vc_btn title=&#8221;Calcula tu cr\u00e9dito&#8221; style=&#8221;classic&#8221; align=&#8221;center&#8221; css=&#8221;.vc_custom_1790281543616{margin-left: 32px !important;}&#8221; button_block=&#8221;true&#8221; link=&#8221;url:%23calcula-tu-credito-estudiantil|title:Calcula%20tu%20cr%C3%A9dito%20estudiantil&#8221; el_class=&#8221;btn-corp-01&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/5&#8243;][\/vc_column_inner][\/vc_row_inner]\r\n                            <style media=\"screen\">\r\n                    @media (max-width: 1025px) {\r\n                        .sh-empty-space-gcAnsPwSEr {\r\n                            height: 8px!important;\r\n                        }\r\n                    }\r\n                <\/style>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-gcAnsPwSEr  \" style=\"height: 50px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;97423&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1756235620238{margin-bottom: 0px !important;padding-bottom: 0px !important;}&#8221; el_class=&#8221;image-banner-estudiosu&#8221;][\/vc_column][\/vc_row][vc_row gap=&#8221;25&#8243; equal_height=&#8221;yes&#8221; overflow=&#8221;default&#8221;][vc_column overflow=&#8221;default&#8221;]\r\n                            <style media=\"screen\">\r\n                    @media (max-width: 1025px) {\r\n                        .sh-empty-space-PbCy3x8VjL {\r\n                            height: 16px!important;\r\n                        }\r\n                    }\r\n                <\/style>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-PbCy3x8VjL  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][\/vc_row][vc_row content_placement=&#8221;middle&#8221; column_order=&#8221;reversed&#8221; overflow=&#8221;default&#8221;][vc_column width=&#8221;1\/3&#8243; overflow=&#8221;default&#8221; offset=&#8221;vc_hidden-xs&#8221;][vc_column_text css=&#8221;.vc_custom_1756227120601{margin-top: 0px !important;margin-bottom: 0px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto bineoindustrial-regular&#8221;]<\/p>\n<h2 class=\"BiNeoIndustrial-Regular\" style=\"text-align: left;\">Ahora podr\u00e1s financiar tu carrera<\/h2>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1756226986322{margin-top: 0px !important;margin-bottom: 0px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto BiNeoIndustrial-Regular ml-32 ml-m-32&#8243;]<\/p>\n<p class=\"BiNeoIndustrial-Regular\" style=\"font-size: 24px;\">con nuestro Financiamiento Bi<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1756227596501{margin-top: 25px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto&#8221;]<\/p>\n<p style=\"text-align: left; font-size: 16px;\">Conoce todo lo que puedes lograr con tu Cr\u00e9dito Estudiantil. El momento de avanzar es ahora.<\/p>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;2\/3&#8243; overflow=&#8221;default&#8221; offset=&#8221;vc_hidden-xs&#8221;][vc_tta_tabs color=&#8221;white&#8221; gap=&#8221;15&#8243; alignment=&#8221;center&#8221; active_section=&#8221;1&#8243; no_fill_content_area=&#8221;true&#8221; el_class=&#8221;tabs_banca_empresarial&#8221;][vc_tta_section title=&#8221;Caracter\u00edsticas&#8221; tab_id=&#8221;1762547188670-d02e7d4a-9076&#8243; el_class=&#8221;bg-digital-claro-tabs&#8221;][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217448172{padding-top: 8px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-4da3bb58d0e8  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762548490224\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-edificio-efectivo  biw-icon-4da3bb58d0e8 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762548490237  biw-text-4da3bb58d0e8 \">Tasa de inter\u00e9s preferencial en d\u00f3lares y quetzales. Depender\u00e1 si estudiar\u00e1 de forma local o internacional, y si es universidad o escuela de negocios.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-49aa5323d8bd  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762548518417\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-calendario-aceptar  biw-icon-49aa5323d8bd \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762548518428  biw-text-49aa5323d8bd \">Plazos hasta 72 meses en maestr\u00eda y plazo hasta 96 meses en licenciaturas.<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217448172{padding-top: 8px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-78165190e3b8  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762548547113\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo  biw-icon-78165190e3b8 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762548547126  biw-text-78165190e3b8 \">Monto m\u00e1ximo a financiar Q.100,000.00 y puede variar seg\u00fan capacidad de pago del fiador.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=&#8221;Beneficios&#8221; tab_id=&#8221;1756241656028-b6224e0a-0556&#8243; el_class=&#8221;bg-digital-claro-tabs&#8221;][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217448172{padding-top: 8px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-544ef6c40ab8  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218244692\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-banco-quetzal  biw-icon-544ef6c40ab8 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218244702  biw-text-544ef6c40ab8 \">Tasa de inter\u00e9s preferencial<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-60e4cbc4eeac  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218483746\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-porcentaje  biw-icon-60e4cbc4eeac \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218483758  biw-text-60e4cbc4eeac \">Financiamiento del costo total o parcial de la carrera<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217434796{padding-right: 24px !important;padding-bottom: 8px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-3f6c977ded7e  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218313118\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-calendario-tarjeta  biw-icon-3f6c977ded7e \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218313128  biw-text-3f6c977ded7e \">Amplios plazos<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-18c59ace1045  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1763675586424\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-internacional-calendario  biw-icon-18c59ace1045 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1763675586430  biw-text-18c59ace1045 \">Periodo de gracia para estudios tanto extranjeros como nacionales<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217470662{padding-right: 24px !important;padding-bottom: 8px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-e9fcc41dfb8c  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218415828\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento  biw-icon-e9fcc41dfb8c \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218415838  biw-text-e9fcc41dfb8c \">Papeler\u00eda financiera en orden (balance, estado resultados, integraciones).<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-9cb1e8fdccf5  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218647766\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-banco  biw-icon-9cb1e8fdccf5 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218647776  biw-text-9cb1e8fdccf5 \">Opci\u00f3n de aporte a capital o cancelaci\u00f3n anticipada sin penalizaci\u00f3n<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=&#8221;Requisitos&#8221; tab_id=&#8221;1756241656030-7ee3d710-2ba2&#8243; el_class=&#8221;bg-digital-claro-tabs&#8221;][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-883cb2320a90  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218737771\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento  biw-icon-883cb2320a90 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218737781  biw-text-883cb2320a90 \">Carta de aceptaci\u00f3n y detalle de los costos de la carrera emitidos por el centro de estudio<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-c09c047cb5c5  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218990314\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento-tarjeta  biw-icon-c09c047cb5c5 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218990324  biw-text-c09c047cb5c5 \">Estados de cuenta de 3 meses atr\u00e1s<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217599559{padding-right: 24px !important;padding-bottom: 8px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-aff024d72e97  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218871279\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-usuario-id  biw-icon-aff024d72e97 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218871289  biw-text-aff024d72e97 \">Fotocopia de DPI<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-1977cf360298  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756219104635\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-documento  biw-icon-1977cf360298 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756219104647  biw-text-1977cf360298 \">Constancia de ingresos con estabilidad m\u00ednima de 1 a\u00f1o<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217599559{padding-right: 24px !important;padding-bottom: 8px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-e65d9efa6b37  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218936607\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento-id  biw-icon-e65d9efa6b37 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218936616  biw-text-e65d9efa6b37 \">Fotocopia de RTU<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-6e3c8ed27475  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756219231435\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-usuario-documento  biw-icon-6e3c8ed27475 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756219231445  biw-text-6e3c8ed27475 \">Presentar fiador con los mismos requisitos<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=&#8221;Pol\u00edticas&#8221; tab_id=&#8221;1762547235098-d811a95c-4312&#8243; el_class=&#8221;bg-digital-claro-tabs&#8221;][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-142d54cca0da  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762548980407\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-maletin-usuario  biw-icon-142d54cca0da \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762548980419  biw-text-142d54cca0da \">Estabilidad laboral m\u00ednima de 1 a\u00f1o deudor y fiador.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-aeadfb6ff2e9  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1763675543301\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-rechazar  biw-icon-aeadfb6ff2e9 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1763675543307  biw-text-aeadfb6ff2e9 \"><\/p>\n<div class=\"bi-icons-widget icon-690e0c335a578 vc_custom_1733780777980 \">\n<div class=\"bi-icons-w-container_text\">\n<div class=\"bi-icons-w-text custom-text-690e0c335a57a \">Endeudamiento permitido del 45%\u00a0 o seg\u00fan capacidad de pago del deudor<\/div>\n<\/div>\n<\/div>\n<p><\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-8ac72be298c2  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549179982\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-edificio-aceptar  biw-icon-8ac72be298c2 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762549179995  biw-text-8ac72be298c2 \">Condiciones pueden variar por condiciones especiales en algunas Universidades.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-b787000ffb14  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549219429\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-usuario  biw-icon-b787000ffb14 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762549219441  biw-text-b787000ffb14 \"><\/p>\n<div class=\"bi-icons-widget icon-690e0c335a578 vc_custom_1733780777980 \">\n<div class=\"bi-icons-w-container_text\">\n<div class=\"bi-icons-w-text custom-text-690e0c335a57a \">Edad: 21 a 64 a\u00f1os<\/div>\n<div>Garant\u00eda: Con fiador<\/div>\n<\/div>\n<\/div>\n<p><\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-de9748049aa0  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549285260\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-calendario  biw-icon-de9748049aa0 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762549285277  biw-text-de9748049aa0 \">Plazo: hasta 96 meses.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-63fb1f82e3a1  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549307847\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-graduacion  biw-icon-63fb1f82e3a1 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762549307889  biw-text-63fb1f82e3a1 \"><\/p>\n<div class=\"bi-icons-widget icon-690e0c335a578 vc_custom_1733780777980 \">\n<div class=\"bi-icons-w-container_text\">\n<div class=\"bi-icons-w-text custom-text-690e0c335a57a \">Presentar carta de aprobaci\u00f3n de la universidad.<\/div>\n<\/div>\n<\/div>\n<p><\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][\/vc_tta_tabs][\/vc_column][\/vc_row][vc_row gap=&#8221;25&#8243; equal_height=&#8221;yes&#8221; overflow=&#8221;default&#8221;][vc_column overflow=&#8221;default&#8221;]\r\n                            <style media=\"screen\">\r\n                    @media (max-width: 1025px) {\r\n                        .sh-empty-space-bmh9ptVTqf {\r\n                            height: 16px!important;\r\n                        }\r\n                    }\r\n                <\/style>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-bmh9ptVTqf  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][\/vc_row][vc_row content_placement=&#8221;middle&#8221; column_order=&#8221;reversed&#8221; overflow=&#8221;default&#8221;][vc_column overflow=&#8221;default&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md vc_hidden-sm&#8221;][vc_column_text css=&#8221;.vc_custom_1756242605223{margin-top: 0px !important;margin-bottom: 0px !important;}&#8221; el_class=&#8221;txc-experto bineoindustrial-regular&#8221;]<\/p>\n<h2 class=\"BiNeoIndustrial-Regular\" style=\"text-align: left;\">Ahora podr\u00e1s financiar tu carrera<\/h2>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1756242707583{margin-top: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}&#8221; el_class=&#8221;txc-experto BiNeoIndustrial-Regular&#8221;]<\/p>\n<p class=\"BiNeoIndustrial-Regular\" style=\"font-size: 24px;\">con nuestro Financiamiento Bi<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1756242617724{margin-top: 25px !important;}&#8221; el_class=&#8221;txc-experto&#8221;]<\/p>\n<p style=\"text-align: left; font-size: 16px;\">Conoce todo lo que puedes lograr con tu Cr\u00e9dito Estudiantil. El momento de avanzar es ahora.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row gap=&#8221;30&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1762552763645{margin-top: -30px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756242336807{margin-top: 30px !important;background-color: #F2F5F7 !important;}&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md vc_hidden-sm&#8221;][vc_column_text css=&#8221;.vc_custom_1766587441043{margin-top: 0px !important;margin-bottom: 0px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto bineoindustrial-regular&#8221;]<\/p>\n<h2 class=\"BiNeoIndustrial-Regular\" style=\"text-align: left;\">Caracter\u00edsticas<\/h2>\n<p>[\/vc_column_text][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217448172{padding-top: 8px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-4da3bb58d0e8  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762548490224\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-edificio-efectivo  biw-icon-4da3bb58d0e8 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762548490237  biw-text-4da3bb58d0e8 \">Tasa de inter\u00e9s preferencial en d\u00f3lares y quetzales. Depender\u00e1 si estudiar\u00e1 de forma local o internacional, y si es universidad o escuela de negocios.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-49aa5323d8bd  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762548518417\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-calendario-aceptar  biw-icon-49aa5323d8bd \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762548518428  biw-text-49aa5323d8bd \">Plazos hasta 72 meses en maestr\u00eda y plazo hasta 96 meses en licenciaturas.<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217448172{padding-top: 8px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-78165190e3b8  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762548547113\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo  biw-icon-78165190e3b8 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762548547126  biw-text-78165190e3b8 \">Monto m\u00e1ximo a financiar Q.100,000.00 y puede variar seg\u00fan capacidad de pago del fiador.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756242369533{background-color: #F2F5F7 !important;}&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md vc_hidden-sm&#8221;][vc_column_text css=&#8221;.vc_custom_1756242197412{margin-top: 0px !important;margin-bottom: 0px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto bineoindustrial-regular&#8221;]<\/p>\n<h2 class=\"BiNeoIndustrial-Regular\" style=\"text-align: left;\">Beneficios<\/h2>\n<p>[\/vc_column_text][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217448172{padding-top: 8px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-544ef6c40ab8  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218244692\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-banco-quetzal  biw-icon-544ef6c40ab8 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218244702  biw-text-544ef6c40ab8 \">Tasa de inter\u00e9s preferencial<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-60e4cbc4eeac  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218483746\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-porcentaje  biw-icon-60e4cbc4eeac \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218483758  biw-text-60e4cbc4eeac \">Financiamiento del costo total o parcial de la carrera<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217434796{padding-right: 24px !important;padding-bottom: 8px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-3f6c977ded7e  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218313118\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-calendario-tarjeta  biw-icon-3f6c977ded7e \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218313128  biw-text-3f6c977ded7e \">Amplios plazos<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-2d0a68fe4a6d  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218558562\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-internacional-calendario  biw-icon-2d0a68fe4a6d \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218558574  biw-text-2d0a68fe4a6d \">Periodo de gracia para estudios en el extranjero<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756242345680{margin-bottom: 24px !important;padding-right: 24px !important;padding-bottom: 8px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-e9fcc41dfb8c  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218415828\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento  biw-icon-e9fcc41dfb8c \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218415838  biw-text-e9fcc41dfb8c \">Papeler\u00eda financiera en orden (balance, estado resultados, integraciones).<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-9cb1e8fdccf5  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218647766\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-banco  biw-icon-9cb1e8fdccf5 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218647776  biw-text-9cb1e8fdccf5 \">Opci\u00f3n de aporte a capital o cancelaci\u00f3n anticipada sin penalizaci\u00f3n<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row gap=&#8221;30&#8243; overflow=&#8221;default&#8221;][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756242336807{margin-top: 30px !important;background-color: #F2F5F7 !important;}&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md vc_hidden-sm&#8221;][vc_column_text css=&#8221;.vc_custom_1756242228577{margin-top: 0px !important;margin-bottom: 0px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto bineoindustrial-regular&#8221;]<\/p>\n<h2 class=\"BiNeoIndustrial-Regular\" style=\"text-align: left;\">Requisitos<\/h2>\n<p>[\/vc_column_text][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-883cb2320a90  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218737771\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento  biw-icon-883cb2320a90 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218737781  biw-text-883cb2320a90 \">Carta de aceptaci\u00f3n y detalle de los costos de la carrera emitidos por el centro de estudio<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-c09c047cb5c5  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218990314\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento-tarjeta  biw-icon-c09c047cb5c5 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218990324  biw-text-c09c047cb5c5 \">Estados de cuenta de 3 meses atr\u00e1s<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217599559{padding-right: 24px !important;padding-bottom: 8px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-aff024d72e97  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218871279\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-usuario-id  biw-icon-aff024d72e97 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218871289  biw-text-aff024d72e97 \">Fotocopia de DPI<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-1977cf360298  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756219104635\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-documento  biw-icon-1977cf360298 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756219104647  biw-text-1977cf360298 \">Constancia de ingresos con estabilidad m\u00ednima de 1 a\u00f1o<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756242380620{margin-bottom: 24px !important;padding-right: 24px !important;padding-bottom: 8px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-e65d9efa6b37  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218936607\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento-id  biw-icon-e65d9efa6b37 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218936616  biw-text-e65d9efa6b37 \">Fotocopia de RTU<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-6e3c8ed27475  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756219231435\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-usuario-documento  biw-icon-6e3c8ed27475 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756219231445  biw-text-6e3c8ed27475 \">Presentar fiador con los mismos requisitos<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756242369533{background-color: #F2F5F7 !important;}&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md vc_hidden-sm&#8221;][vc_column_text css=&#8221;.vc_custom_1762549694939{margin-top: 0px !important;margin-bottom: 0px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto bineoindustrial-regular&#8221;]<\/p>\n<h2 class=\"BiNeoIndustrial-Regular\" style=\"text-align: left;\">Pol\u00edticas<\/h2>\n<p>[\/vc_column_text][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-142d54cca0da  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762548980407\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-maletin-usuario  biw-icon-142d54cca0da \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762548980419  biw-text-142d54cca0da \">Estabilidad laboral m\u00ednima de 1 a\u00f1o deudor y fiador.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-1b480ac550bd  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549092558\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-rechazar  biw-icon-1b480ac550bd \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762549092571  biw-text-1b480ac550bd \"><\/p>\n<div class=\"bi-icons-widget icon-690e0c335a578 vc_custom_1733780777980 \">\n<div class=\"bi-icons-w-container_text\">\n<div class=\"bi-icons-w-text custom-text-690e0c335a57a \">Endeudamiento permitido del 30% o seg\u00fan capacidad de pago del deudor.<\/div>\n<\/div>\n<\/div>\n<p><\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-8ac72be298c2  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549179982\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-edificio-aceptar  biw-icon-8ac72be298c2 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762549179995  biw-text-8ac72be298c2 \">Condiciones pueden variar por condiciones especiales en algunas Universidades.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-b787000ffb14  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549219429\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-usuario  biw-icon-b787000ffb14 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762549219441  biw-text-b787000ffb14 \"><\/p>\n<div class=\"bi-icons-widget icon-690e0c335a578 vc_custom_1733780777980 \">\n<div class=\"bi-icons-w-container_text\">\n<div class=\"bi-icons-w-text custom-text-690e0c335a57a \">Edad: 21 a 64 a\u00f1os<\/div>\n<div>Garant\u00eda: Con fiador<\/div>\n<\/div>\n<\/div>\n<p><\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-de9748049aa0  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549285260\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-calendario  biw-icon-de9748049aa0 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762549285277  biw-text-de9748049aa0 \">Plazo: hasta 96 meses.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-63fb1f82e3a1  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549307847\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-graduacion  biw-icon-63fb1f82e3a1 \"><\/span><\/div><div 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!important;}&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_section full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1790281522632{background-color: #FDFDFD !important;}&#8221; el_id=&#8221;calcula-tu-credito-estudiantil&#8221;][vc_row full_width=&#8221;stretch_row_content&#8221; overflow=&#8221;default&#8221;][vc_column overflow=&#8221;default&#8221; el_class=&#8221;contenedor-prestamo-estudiantil&#8221;]\r\n                            <style media=\"screen\">\r\n                    @media (max-width: 1025px) {\r\n                        .sh-empty-space-BfmiM3rgZu {\r\n                            height: 0px!important;\r\n                        }\r\n                    }\r\n                <\/style>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-BfmiM3rgZu  \" style=\"height: 56px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][\/vc_row][vc_row gap=&#8221;10&#8243; content_placement=&#8221;bottom&#8221; overflow=&#8221;default&#8221; el_class=&#8221;bg-digital-100 no-mobile&#8221; css=&#8221;.vc_custom_1780006992184{margin-bottom: 0px !important;padding-right: 32px !important;padding-bottom: 0px !important;padding-left: 32px !important;border-radius: 15px !important;}&#8221;][vc_column width=&#8221;3\/4&#8243;][vc_custom_heading text=&#8221;Cotizador Cr\u00e9dito Estudiantil&#8221; font_container=&#8221;tag:h1|text_align:left&#8221; css=&#8221;&#8221; el_class=&#8221;txs-3xl&#8221;][vc_column_text css=&#8221;.vc_custom_1780007094159{margin-bottom: 32px !important;}&#8221; el_class=&#8221;txc-experto&#8221;]<span style=\"font-size: 16px;\">Esta calculadora te ayudar\u00e1 a entender de forma sencilla, cu\u00e1nto pagar\u00e1s con el Cr\u00e9dito Estudiantil.<\/span>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/4&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1780006369979{margin-bottom: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_row_inner overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1780007197814{padding-top: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_column_inner overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1780007206566{margin-bottom: 0px !important;padding-bottom: 0px !important;}&#8221;][vc_single_image image=&#8221;125799&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1788408502348{margin-top: -80px !important;margin-bottom: -5px !important;padding-bottom: 0px !important;}&#8221;][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row_content&#8221; overflow=&#8221;default&#8221;][vc_column overflow=&#8221;default&#8221; el_class=&#8221;contenedor-prestamo-estudiantil&#8221;]\r\n                            <style media=\"screen\">\r\n                    @media (max-width: 1025px) {\r\n                        .sh-empty-space-DyUvMxuA3L {\r\n                            height: 0px!important;\r\n                        }\r\n                    }\r\n                <\/style>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-DyUvMxuA3L  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n                    <div class=\"cpe-wrapper\">\n                <div class=\"row\">\n                    <!---Terminos y condiciones para Movil--->\n                    <div class=\"col-md-12 col-sm-12 contenedor-terminos onlymobile\">\n                        <div class=\"titulo-terminos\">\n                            <i class=\"bi-icons bi-icons-calculadora amarillo\"><\/i>\n                            <h2>Cotizador Cr\u00e9dito Estudiantil<\/h2>\n                        <\/div>\n                        <p class=\"texto-informativo\">Esta calculadora te ayudar\u00e1 a entender de forma sencilla, cu\u00e1nto pagar\u00e1s con el Cr\u00e9dito Estudiantil.<br><br> Si tienes alguna duda, puedes consultar los t\u00e9rminos del cotizador:<\/p>\n                        <a class=\"btn-terminos\" href=\"#terminos-movil\">\n                            <i class=\"bi-eicons bi-icons-pregunta\"><\/i>\n                            T\u00e9rminos del cotizador\n                        <\/a>\n                    <\/div>\n                    <!---Calculadora--->\n                    <div class=\"col-md-6 mb-3 col-sm-12 contenedor-calculadora\">\n                        <form id=\"form-calculadora-prestamo\" autocomplete=\"off\">\n                            <div class=\"col-md-6 mb-3  col-sm-12\">\n                                <label class=\"cpe-label\">Monto<span> *<\/span><\/label>\n                                <div class=\"cpe-input-wrapper\">\n                                    <input type=\"text\" id=\"monto-prestamo\" name=\"monto\" class=\"form-control cpe-montos cpe-input\" placeholder=\"0.00\" maxlength=\"12\" required>\n                                    <i class=\"bi-icons bi-icons-efectivo cpe-icon\"><\/i>\n                                <\/div>\n                                <small id=\"error-monto\" class=\"text-danger\"><\/small>\n                                <small id=\"help-monto\" class=\"cpe-help\">Ingresa el monto que deseas calcular.<\/small>\n                            <\/div>\n                            <div class=\"col-md-6 mb-3 col-sm-12\">\n                                <label class=\"cpe-label\">Moneda <span> *<\/span><\/label>\n                                <div class=\"cpe-input-wrapper\">\n                                    <select id=\"select-moneda\" name=\"moneda\" class=\"form-select cpe-input\">\n                                        <option value=\"GTQ\"><strong>QTZ Quetzales<\/strong><\/option>\n                                        <option value=\"USD\"><strong>USD D\u00f3lares<\/strong><\/option>\n                                    <\/select>\n                                    <i class=\"bi-icons bi-icons-ir-abajo cpe-icon\"><\/i>\n                                <\/div>\n                                <small class=\"cpe-help\">\n                                    Aplica para estudios nacionales e internacionales.\n                                <\/small>\n                            <\/div>\n                            <div class=\"col-md-12 mb-3 col-sm-12\">\n                                <label class=\"cpe-label\">Tasa de inter\u00e9s<span> *<\/span><\/label>\n                                <div class=\"cpe-input-wrapper\">\n                                    <input id=\"tasa-interes\" type=\"text\" inputmode=\"decimal\" class=\"form-control cpe-input\" placeholder=\"0.00\">\n                                    <i class=\"bi-icons bi-icons-porcentaje cpe-icon\"><\/i>\n                                <\/div>\n                                <small id=\"error-tasa\" class=\"text-danger\"><\/small>\n                                <small id=\"help-tasa\" class=\"cpe-help\">Var\u00eda seg\u00fan convenio con universidad o tipo de moneda.<\/small>\n                            <\/div>\n                            <div class=\"col-md-12 mb-3 col-sm-12\">\n                                <label class=\"cpe-label\">Plazo <span>*<\/span><\/label>\n                                <div class=\"cpe-input-wrapper\">\n                                    <select id=\"plazo-prestamo\" name=\"plazo\" class=\"form-select cpe-input\" required>\n                                    <\/select>\n                                    <i class=\"bi-icons bi-icons-ir-abajo cpe-icon\"><\/i>\n                                <\/div>\n                                <small id=\"error-plazo\" class=\"text-danger\"><\/small>\n                            <\/div>\n                            <div class=\"col-md-12 mb-3 col-sm-12\">\n                                <label class=\"cpe-label\">\n                                    \u00bfDeseas aplicar el periodo de gracia? <span>*<\/span>\n                                <\/label>\n                                <div class=\"contenedor-radio\">\n                                    <label class=\"cpe-radio\">\n                                        <input id=\"gracia-si\" type=\"radio\" name=\"periodo_gracia\" value=\"si\" checked>\n                                        <span class=\"checkmark\"><\/span>S\u00ed\n                                    <\/label>\n                                    <label class=\"cpe-radio\">\n                                        <input id=\"gracia-no\" type=\"radio\" name=\"periodo_gracia\" value=\"no\">\n                                        <span class=\"checkmark\"><\/span>No\n                                    <\/label>\n                                <\/div>\n                            <\/div>\n                            <div class=\"col-md-12 mb-3 col-sm-12\" id=\"campo-periodo\">\n                                <label class=\"cpe-label\">Periodo de gracia<\/label>\n                                <div class=\"cpe-input-wrapper\">\n                                    <input id=\"periodo-gracia\" type=\"text\" name=\"periodo\" class=\"form-control cpe-input\" value=\"2 a\u00f1os\" disabled>\n                                    <i class=\"bi-icons bi-icons-calendario cpe-icon\"><\/i>\n                                <\/div>\n                            <\/div>\n                            <div class=\"col-md-12 mb-3 col-sm-12\">\n                                <label class=\"cpe-label\">\n                                    Selecciona la cantidad de desembolsos parciales <span>*<\/span>\n                                <\/label>\n                                <div class=\"cpe-input-wrapper\">\n                                    <select id=\"cantidad-desembolsos\" name=\"desembolso\" class=\"form-select cpe-input\">\n                                    <\/select>\n                                    <i class=\"bi-icons bi-icons-solicitud-efectivo cpe-icon\"><\/i>\n                                <\/div>\n                                <small id=\"help-desembolso\" class=\"cpe-help\">\n                                    Puedes seleccionar hasta 12 desembolsos.\n                                <\/small>\n                                <small id=\"error-desembolsos\" class=\"text-danger d-block\"><\/small>\n                            <\/div>\n                            <div class=\"col-md-12 mb-3\">\n                                <div class=\"div\"><\/div>\n                                <h4>Ingresa la cantidad de dinero de cada desembolso:<\/h4>\n                            <\/div>\n                            <div id=\"contenedor-desembolsos\">\n                            <\/div>\n                            <div class=\"col-md-12 mb-3\">\n                                <a href=\"#resultados-cotizacion\" type=\"button\" id=\"btn-calcular\" class=\"btn btn-primary btn-calcular\">\n                                    <i class=\"bi-icons bi-icons-calculadora\"><\/i>\n                                    Calcular\n                                <\/a>\n                            <\/div>\n                        <\/form>\n                    <\/div>\n                    <div class=\"col-md-6 mb-3 col-sm-12 contenedor-informacion  onlydesktop\">\n                        <h2><i class=\"bi-icons bi-icons-pregunta\"><\/i>T\u00e9rminos del cotizador <\/h2>\n                        <p>\u00bfTienes dudas sobre los t\u00e9rminos de nuestro cotizador? Aqu\u00ed te explicamos cada uno de ellos.<\/p>\n                        <div class=\"div\"><\/div>\n                        <h3><i class=\"bi-icons bi-icons-efectivo amarillo\"><\/i>Monto:<\/h3>\n                        <p class=\"texto-informativo\">Es la cantidad de dinero que le est\u00e1s solicitando al banco el mismo puede ser\n                            en quetzales o en d\u00f3lares.<\/p>\n                        <h3><i class=\"bi-icons bi-icons-quetzal-circulo acua\"><\/i>Moneda:<\/h3>\n                        <p class=\"texto-informativo\">Puedes elegir la moneda de tu Cr\u00e9dito Estudiantil, ya sea en quetzales o en\n                            d\u00f3lares, toma en cuenta que esto aplica para los estudios, nacionales e internacionales.<\/p>\n                        <h3><i class=\"bi-icons bi-icons-porcentaje amarillo\"><\/i>Tasa de inter\u00e9s:<\/h3>\n                        <p class=\"texto-informativo\">Var\u00eda seg\u00fan convenio con universidad o tipo de moneda.<\/p>\n                        <h3><i class=\"bi-icons bi-icons-calendario acua\"><\/i>Periodo de gracia:<\/h3>\n                        <p class=\"texto-informativo\">Te informamos que tu Cr\u00e9dito Estudiantil cuenta con un periodo de gracia de 2\n                            a\u00f1os, durante el cual no ser\u00e1 necesario realizar pagos a capital, \u00fanicamente cancelas inter\u00e9s. <\/p>\n                        <h3><i class=\"bi-icons bi-icons-calendario-efectivo amarillo\"><\/i>Plazo:<\/h3>\n                        <p class=\"texto-informativo\">Es la cantidad de cuotas en las que deseas pagar tu pr\u00e9stamo, recuerda que tu\n                            plazo m\u00e1ximo es de 96 meses. <\/p>\n                        <h3><i class=\"bi-icons bi-icons-solicitud-efectivo acua\"><\/i>Desembolsos parciales:<\/h3>\n                        <p class=\"texto-informativo\">Tu Cr\u00e9dito Estudiantil cuenta con el beneficio de desembolsos parciales, esto\n                            significa que el monto aprobado se ir\u00e1 liberando por partes, seg\u00fan tu plan de estudio establecido, tomar\n                            en cuenta que el m\u00e1ximo de desembolsos parciales permitido son 12. <\/p>\n                        <h3><i class=\"bi-icons bi-icons-graduacion amarillo\"><\/i>Destino:<\/h3>\n                        <p class=\"texto-informativo\">Gastos universitarios en diferentes niveles acad\u00e9micos o escuelas de negocio de\n                            inter\u00e9s. <\/p>\n                        <h3><i class=\"bi-icons bi-icons-aceptar  acua \"><\/i>Garant\u00eda: <\/h3>\n                        <p class=\"texto-informativo\">Todas las solicitudes deben adicionar informaci\u00f3n del fiador o codeudor.<\/p>\n                    <\/div>\n                <\/div>\n\n\n                <div class=\"row\">\n                    <!---Contendor Resultado-->\n                    <div id=\"resultados-cotizacion\" class=\"col-md-12 col-sm-12 contenedor-resultados\" style=\"display: none;\">\n                        <div class=\"col-md-6 col-sm-12\">\n                            <p>\n                                <strong>Modalidad:<\/strong> <span id=\"resultado-modalidad\"><\/span><br>\n                                <strong>Moneda:<\/strong> <span id=\"resultado-moneda\"><\/span><br>\n                                <strong>Tasa de Inter\u00e9s:<\/strong> <span id=\"resultado-interes\"><\/span><br>\n                                <strong>Plazo:<\/strong> <span id=\"resultado-plazo\"><\/span><br>\n                                <strong>Periodo de gracia:<\/strong> <span id=\"resultado-gracia\"><\/span><br>\n                                <strong>Cantidad de desembolsos parciales:<\/strong> <span id=\"resultado-desembolsos\"><\/span><br>\n\n                                <button id=\"descarga-desktop\" class=\"btn-descarga\">\n                                    <i class=\"bi-eicons bi-icons-descargar\"><\/i>\n                                    Descargar cotizaci\u00f3n\n                                <\/button>\n                            <\/p>\n                        <\/div>\n\n                        <div class=\"col-md-6 col-sm-12\">\n                            <h3><strong>Conoce el total que pagar\u00e1s:<\/strong><\/h3>\n                            <div class=\"tabla-resultados\">\n                                <div class=\"fila\">\n                                    <p>Capital Total:<\/p>\n                                    <strong id=\"resultado-capital\"><\/strong>\n                                <\/div>\n                                <div class=\"div\"><\/div>\n                                <div class=\"fila\">\n                                    <p>Total de inter\u00e9s:<\/p>\n                                    <strong id=\"resultado-total-interes\"><\/strong>\n                                <\/div>\n                            <\/div>\n\n                            <div class=\"totalapagar\">\n                                <strong>Total a Pagar:<\/strong>\n                                <h2 id=\"resultado-total-pagar\"><\/h2>\n                            <\/div>\n\n                            <button id=\"descarga-movil\" class=\"btn-descarga\">\n                                <i class=\"bi-eicons bi-icons-descargar\"><\/i>\n                                Descargar cotizaci\u00f3n\n                            <\/button>\n                        <\/div>\n\n                    <\/div>\n                <\/div>\n\n                <div class=\"row\">\n                    <div id=\"contenedor-tabla-resumen\" class=\"col-md-12 col-sm-12 contenedor-tabla-resumen d-none\">\n                        <div class=\"row info-tabla\">\n                            <div id=\"cuadro-periodo-de-gracia\" class=\"cuadro-info \" style=\"display: none\">\n                                <div class=\"cuadro verde-claro\"><\/div>\n                                <h4>Periodo de gracia<\/h4>\n                            <\/div>\n                            <div class=\"cuadro-info\">\n                                <div class=\"cuadro verde\"><\/div>\n                                <h4>Desembolso<\/h4>\n                            <\/div>\n                            <div class=\"cuadro-info\">\n                                <div class=\"cuadro amarillo\"><\/div>\n                                <h4>Cuota a pagar<\/h4>\n                            <\/div>\n                        <\/div>\n                        <div class=\"row tabla-resumen-resultados\">\n                            <div class=\"col-md-12 cabecera\">\n                                <div class=\"col-tabla\">\n                                    <h3>A\u00f1o<\/h3>\n                                <\/div>\n                                <div class=\"col-tabla\">\n                                    <h3>Monto Pr\u00e9stamo<\/h3>\n                                <\/div>\n                                <div class=\"col-tabla\">\n                                    <h3>Capital<\/h3>\n                                <\/div>\n                                <div class=\"col-tabla\">\n                                    <h3>Intereses<\/h3>\n                                <\/div>\n                                <div class=\"col-tabla\">\n                                    <h3>Cuotas<\/h3>\n                                <\/div>\n                            <\/div>\n                            <div class=\"col-md-12 cuerpo-tabla\">\n                                <div id=\"tabla-amortizacion\" class=\"tabla-div\">\n                                <\/div>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                    <!--Terminos y condiciones vista movil--->\n                    <div id=\"terminos-movil\" class=\"col-md-6 mb-3 col-sm-12 contenedor-informacion  onlymobile \">\n                        <h2><i class=\"bi-icons bi-icons-pregunta\"><\/i>T\u00e9rminos del cotizador <\/h2>\n                        <p>\u00bfTienes dudas sobre los t\u00e9rminos de nuestro cotizador? Aqu\u00ed te explicamos cada uno de ellos.<\/p>\n                        <div class=\"div\"><\/div>\n                        <h3><i class=\"bi-icons bi-icons-efectivo amarillo\"><\/i>Monto:<\/h3>\n                        <p class=\"texto-informativo\">Es la cantidad de dinero que le est\u00e1s solicitando al banco el mismo puede ser\n                            en quetzales o en d\u00f3lares.<\/p>\n                        <h3><i class=\"bi-icons bi-icons-quetzal-circulo acua\"><\/i>Moneda:<\/h3>\n                        <p class=\"texto-informativo\">Puedes elegir la moneda de tu Cr\u00e9dito Estudiantil, ya sea en quetzales o en\n                            d\u00f3lares, toma en cuenta que esto aplica para los estudios, nacionales e internacionales.<\/p>\n                        <h3><i class=\"bi-icons bi-icons-porcentaje amarillo\"><\/i>Tasa de inter\u00e9s:<\/h3>\n                        <p class=\"texto-informativo\">Var\u00eda seg\u00fan convenio con universidad o tipo de moneda.<\/p>\n                        <h3><i class=\"bi-icons bi-icons-calendario acua\"><\/i>Periodo de gracia:<\/h3>\n                        <p class=\"texto-informativo\">Te informamos que tu Cr\u00e9dito Estudiantil cuenta con un periodo de gracia de 2\n                            a\u00f1os, durante el cual no ser\u00e1 necesario realizar pagos a capital, \u00fanicamente cancelas inter\u00e9s. <\/p>\n                        <h3><i class=\"bi-icons bi-icons-calendario-efectivo amarillo\"><\/i>Plazo:<\/h3>\n                        <p class=\"texto-informativo\">Es la cantidad de cuotas en las que deseas pagar tu pr\u00e9stamo, recuerda que tu\n                            plazo m\u00e1ximo es de 96 meses. <\/p>\n                        <h3><i class=\"bi-icons bi-icons-solicitud-efectivo acua\"><\/i>Desembolsos parciales:<\/h3>\n                        <p class=\"texto-informativo\">Tu Cr\u00e9dito Estudiantil cuenta con el beneficio de desembolsos parciales, esto\n                            significa que el monto aprobado se ir\u00e1 liberando por partes, seg\u00fan tu plan de estudio establecido, tomar\n                            en cuenta que el m\u00e1ximo de desembolsos parciales permitido son 12. <\/p>\n                        <h3><i class=\"bi-icons bi-icons-graduacion amarillo\"><\/i>Destino:<\/h3>\n                        <p class=\"texto-informativo\">Gastos universitarios en diferentes niveles acad\u00e9micos o escuelas de negocio de\n                            inter\u00e9s. <\/p>\n                        <h3><i class=\"bi-icons bi-icons-aceptar  acua \"><\/i>Garant\u00eda: <\/h3>\n                        <p class=\"texto-informativo\">Todas las solicitudes deben adicionar informaci\u00f3n del fiador o codeudor.<\/p>\n                    <\/div>\n                <\/div>\n                <div id=\"plantilla-pdf\" style=\"display:block;\"><\/div>\n            <\/div>\n        \r\n                            <style media=\"screen\">\r\n                    @media (max-width: 1025px) {\r\n                        .sh-empty-space-7tlvxI8MFZ {\r\n                            height: 0px!important;\r\n                        }\r\n                    }\r\n                <\/style>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-7tlvxI8MFZ  \" style=\"height: 56px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][\/vc_row][\/vc_section][vc_row overflow=&#8221;default&#8221;][vc_column]\r\n                            <style media=\"screen\">\r\n                    @media (max-width: 1025px) {\r\n                        .sh-empty-space-MBrg2oXJcI {\r\n                            height: 0px!important;\r\n                        }\r\n                    }\r\n                <\/style>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-MBrg2oXJcI  \" style=\"height: 56px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_row_inner][vc_column_inner][vc_raw_html css=&#8221;&#8221; el_class=&#8221;txc-experto&#8221;]JTNDaDIlMjBjbGFzcyUzRCUyMmgtZGVjb3JhdGlvbi11bnNldCUyMiUzRVNvbGljaXRhJTIwdHUlMjBDciVDMyVBOWRpdG8lMjBFc3R1ZGlhbnRpbCUyMGFxdSVDMyVBRCUzQyUyRmgyJTNF[\/vc_raw_html]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-LlCmdqQ2Af  \" style=\"height: 16px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row gap=&#8221;20&#8243; overflow=&#8221;default&#8221; row_title=&#8221;formulario&#8221; el_id=&#8221;formulario&#8221;][vc_column width=&#8221;1\/2&#8243;][vc_row_inner][vc_column_inner][vc_raw_html css=&#8221;&#8221;]JTNDaWZyYW1lJTIwc3JjJTNEJTIyaHR0cHMlM0ElMkYlMkZmb3JtdWxhcmlvc2RpZ2l0YWxlcy5iaS5jb20uZ3QlMkYlMjMlMkZyZW5kZXIlMkZHVCUyNTIwLSUyNTIwQk0lMjUyMC0lMjUyMEFGJTI1MjAtJTI1MjBBUEklMjUyMC0lMjUyMENyZWRpdG8lMjUyMEVzdHVkaWFudGlsJTI1MjBCaSUzRmglM0QyMTAlMjZzaXRlJTNEeCUyMmlkJTNEJTIydGNiY251ZXZhcyUyMiUyMHN0eWxlJTNEJTIyaGVpZ2h0JTNBJTIwMTAwMHB4JTNCJTIwd2lkdGglM0ElMjAxMDAlMjUlM0IlMjIlMjB0aXRsZSUzRCUyMmZvcm11bGFyaW9zZGlnaXRhbGVzLWJpLWNvbSUyMiUyMGRhdGEtdXctcm0taWZyYW1lJTNEJTIyZ24lMjIlM0UlM0MlMkZpZnJhbWUlM0U=[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_row_inner overflow=&#8221;default&#8221;][vc_column_inner el_class=&#8221;box-shadow-1 rounded-br-6xl rounded-tl-6xl&#8221; overflow=&#8221;default&#8221; offset=&#8221;vc_hidden-xs&#8221;]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-apCg3FOW1q  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_single_image image=&#8221;78849&#8243; img_size=&#8221;medium&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221;][vc_column_text css=&#8221;.vc_custom_1763678432595{padding-right: 15px !important;padding-left: 15px !important;}&#8221;]<\/p>\n<p style=\"text-align: center;\"><span style=\"font-size: 21px;\"><span style=\"color: #00aebf;\">Solicita tu Cr\u00e9dito Estudiantil y disfruta<\/span><br \/>\n<span style=\"color: #003865;\"> de todos los beneficios de ser cliente Bi <\/span><\/span>[\/vc_column_text]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-vnXO2REkiU  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column_inner][\/vc_row_inner][vc_row_inner overflow=&#8221;default&#8221;][vc_column_inner]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-2ySkjAsMFI  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column_inner][\/vc_row_inner][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;rounded-br-6xl rounded-tl-6xl .bg-optimista-500&#8243;][vc_column_inner overflow=&#8221;default&#8221;]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-MW1IOwP3U6  \" style=\"height: 16x\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_raw_html css=&#8221;.vc_custom_1712097945817{padding-right: 15px !important;padding-left: 15px !important;}&#8221; el_class=&#8221;txc-experto&#8221;]JTNDaDIlMjBjbGFzcyUzRCUyMmgtZGVjb3JhdGlvbi11bnNldCUyMiUzRUNvbnRhY3RvJTNDJTJGaDIlM0U=[\/vc_raw_html]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-HnMT02JLYi  \" style=\"height: 16px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        <div class=\"bi-icons-widget  biw-39437807cdfb vc_custom_1786464197068 \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1786464197060\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-celular-auriculares  biw-icon-39437807cdfb \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text   biw-text-39437807cdfb \"><strong>Vis\u00edtanos:<\/strong> Banca Personal,\u00a0V\u00eda 5, 5-34 zona 4 Centro Financiero Torre 3 Nivel 4<\/div><\/div><\/div>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-Hzy1jMUIqb  \" style=\"height: 16px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_section][\/vc_section][vc_column]\r\n                            <style media=\"screen\">\r\n                    @media (max-width: 1025px) {\r\n                        .sh-empty-space-AhaZ53i8Hg {\r\n                            height: 16px!important;\r\n                        }\r\n                    }\r\n                <\/style>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-AhaZ53i8Hg  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row content_placement=&#8221;bottom&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756241319803{background-color: #F2F5F7 !important;border-radius: 30px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221;][vc_custom_heading text=&#8221;Tu educaci\u00f3n&#8221; font_container=&#8221;tag:h1|text_align:left|color:%23336084&#8243; css=&#8221;.vc_custom_1756242803386{margin-top: 8px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto-400&#8243;][vc_custom_heading text=&#8221;es el primer paso&#8221; font_container=&#8221;tag:h1|text_align:left&#8221; css=&#8221;.vc_custom_1756159117248{margin-left: 32px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1756227288445{margin-top: 0px !important;margin-bottom: 0px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto bineoindustrial-regular&#8221;] Nosotros caminamos contigo [\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1756227587634{margin-top: 25px !important;margin-left: 32px !important;}&#8221;&#8230;<\/p>\n","protected":false},"author":14,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"wf_page_folders":[73],"class_list":["post-22256","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/pages\/22256","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/users\/14"}],"replies":[{"embeddable":true,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/comments?post=22256"}],"version-history":[{"count":179,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/pages\/22256\/revisions"}],"predecessor-version":[{"id":127576,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/pages\/22256\/revisions\/127576"}],"wp:attachment":[{"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/media?parent=22256"}],"wp:term":[{"taxonomy":"wf_page_folders","embeddable":true,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/wf_page_folders?post=22256"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}