{"id":22256,"date":"2022-12-12T15:34:28","date_gmt":"2022-12-12T21:34:28","guid":{"rendered":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/?page_id=22256"},"modified":"2026-01-05T16:22:18","modified_gmt":"2026-01-05T22:22:18","slug":"estudios-universitarios","status":"publish","type":"page","link":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/estudios-universitarios\/credito-estudiantil\/","title":{"rendered":"Cr\u00e9dito Universitario"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row content_placement=&#8221;bottom&#8221; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756241319803{background-color: #F2F5F7 !important;border-radius: 30px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221;][vc_custom_heading text=&#8221;Tu educaci\u00f3n&#8221; font_container=&#8221;tag:h1|text_align:left|color:%23336084&#8243; css=&#8221;.vc_custom_1756242803386{margin-top: 8px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto-400&#8243;][vc_custom_heading text=&#8221;es el primer paso&#8221; font_container=&#8221;tag:h1|text_align:left&#8221; css=&#8221;.vc_custom_1756159117248{margin-left: 32px !important;}&#8221;][vc_column_text css=&#8221;.vc_custom_1756227288445{margin-top: 0px !important;margin-bottom: 0px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto bineoindustrial-regular&#8221;]<\/p>\n<p class=\"BiNeoIndustrial-Regular\" style=\"text-align: left; font-size: 24px;\">Nosotros caminamos contigo<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1756227587634{margin-top: 25px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto&#8221;]<\/p>\n<p style=\"text-align: left; font-size: 16px;\">Banco Industrial te apoya brind\u00e1ndote el financiamiento adecuado para realizaci\u00f3n de tus estudios, siendo tu apoyo para cumplir tus metas acad\u00e9micas.<\/p>\n<p>[\/vc_column_text][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_btn title=&#8221;Env\u00eda tu solicitud aqu\u00ed&#8221; style=&#8221;classic&#8221; css=&#8221;.vc_custom_1762529507654{margin-left: 32px !important;}&#8221; link=&#8221;url:%23formulario&#8221; el_class=&#8221;btn-corp-05&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][\/vc_column_inner][\/vc_row_inner]\r\n                            <style media=\"screen\">\r\n                    @media (max-width: 1025px) {\r\n                        .sh-empty-space-BFajQnrgPY {\r\n                            height: 8px!important;\r\n                        }\r\n                    }\r\n                <\/style>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-BFajQnrgPY  \" style=\"height: 50px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][vc_column width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;97423&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;.vc_custom_1756235620238{margin-bottom: 0px !important;padding-bottom: 0px !important;}&#8221; el_class=&#8221;image-banner-estudiosu&#8221;][\/vc_column][\/vc_row][vc_row gap=&#8221;25&#8243; equal_height=&#8221;yes&#8221; overflow=&#8221;default&#8221;][vc_column overflow=&#8221;default&#8221;]\r\n                            <style media=\"screen\">\r\n                    @media (max-width: 1025px) {\r\n                        .sh-empty-space-Ip2dY4MUjX {\r\n                            height: 16px!important;\r\n                        }\r\n                    }\r\n                <\/style>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-Ip2dY4MUjX  \" style=\"height: 25px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][\/vc_row][vc_row content_placement=&#8221;middle&#8221; column_order=&#8221;reversed&#8221; overflow=&#8221;default&#8221;][vc_column width=&#8221;1\/3&#8243; overflow=&#8221;default&#8221; offset=&#8221;vc_hidden-xs&#8221;][vc_column_text css=&#8221;.vc_custom_1756227120601{margin-top: 0px !important;margin-bottom: 0px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto bineoindustrial-regular&#8221;]<\/p>\n<h2 class=\"BiNeoIndustrial-Regular\" style=\"text-align: left;\">Ahora podr\u00e1s financiar tu carrera<\/h2>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1756226986322{margin-top: 0px !important;margin-bottom: 0px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto BiNeoIndustrial-Regular ml-32 ml-m-32&#8243;]<\/p>\n<p class=\"BiNeoIndustrial-Regular\" style=\"font-size: 24px;\">con nuestro Financiamiento Bi<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1756227596501{margin-top: 25px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto&#8221;]<\/p>\n<p style=\"text-align: left; font-size: 16px;\">Conoce todo lo que puedes lograr con tu Cr\u00e9dito Estudiantil. El momento de avanzar es ahora.<\/p>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;2\/3&#8243; overflow=&#8221;default&#8221; offset=&#8221;vc_hidden-xs&#8221;][vc_tta_tabs color=&#8221;white&#8221; gap=&#8221;15&#8243; alignment=&#8221;center&#8221; active_section=&#8221;1&#8243; no_fill_content_area=&#8221;true&#8221; el_class=&#8221;tabs_banca_empresarial&#8221;][vc_tta_section title=&#8221;Caracter\u00edsticas&#8221; tab_id=&#8221;1762547188670-d02e7d4a-9076&#8243; el_class=&#8221;bg-digital-claro-tabs&#8221;][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217448172{padding-top: 8px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-4da3bb58d0e8  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762548490224\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-edificio-efectivo  biw-icon-4da3bb58d0e8 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762548490237  biw-text-4da3bb58d0e8 \">Tasa de inter\u00e9s preferencial en d\u00f3lares y quetzales. Depender\u00e1 si estudiar\u00e1 de forma local o internacional, y si es universidad o escuela de negocios.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-49aa5323d8bd  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762548518417\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-calendario-aceptar  biw-icon-49aa5323d8bd \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762548518428  biw-text-49aa5323d8bd \">Plazos hasta 72 meses en maestr\u00eda y plazo hasta 96 meses en licenciaturas.<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217448172{padding-top: 8px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-78165190e3b8  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762548547113\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo  biw-icon-78165190e3b8 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762548547126  biw-text-78165190e3b8 \">Monto m\u00e1ximo a financiar Q.100,000.00 y puede variar seg\u00fan capacidad de pago del fiador.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=&#8221;Beneficios&#8221; tab_id=&#8221;1756241656028-b6224e0a-0556&#8243; el_class=&#8221;bg-digital-claro-tabs&#8221;][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217448172{padding-top: 8px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-544ef6c40ab8  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218244692\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-banco-quetzal  biw-icon-544ef6c40ab8 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218244702  biw-text-544ef6c40ab8 \">Tasa de inter\u00e9s preferencial<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-60e4cbc4eeac  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218483746\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-porcentaje  biw-icon-60e4cbc4eeac \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218483758  biw-text-60e4cbc4eeac \">Financiamiento del costo total o parcial de la carrera<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217434796{padding-right: 24px !important;padding-bottom: 8px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-3f6c977ded7e  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218313118\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-calendario-tarjeta  biw-icon-3f6c977ded7e \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218313128  biw-text-3f6c977ded7e \">Amplios plazos<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-18c59ace1045  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1763675586424\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-internacional-calendario  biw-icon-18c59ace1045 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1763675586430  biw-text-18c59ace1045 \">Periodo de gracia para estudios tanto extranjeros como nacionales<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217470662{padding-right: 24px !important;padding-bottom: 8px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-e9fcc41dfb8c  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218415828\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento  biw-icon-e9fcc41dfb8c \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218415838  biw-text-e9fcc41dfb8c \">Papeler\u00eda financiera en orden (balance, estado resultados, integraciones).<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-9cb1e8fdccf5  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218647766\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-banco  biw-icon-9cb1e8fdccf5 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218647776  biw-text-9cb1e8fdccf5 \">Opci\u00f3n de aporte a capital o cancelaci\u00f3n anticipada sin penalizaci\u00f3n<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=&#8221;Requisitos&#8221; tab_id=&#8221;1756241656030-7ee3d710-2ba2&#8243; el_class=&#8221;bg-digital-claro-tabs&#8221;][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-883cb2320a90  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218737771\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento  biw-icon-883cb2320a90 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218737781  biw-text-883cb2320a90 \">Carta de aceptaci\u00f3n y detalle de los costos de la carrera emitidos por el centro de estudio<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-c09c047cb5c5  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218990314\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento-tarjeta  biw-icon-c09c047cb5c5 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218990324  biw-text-c09c047cb5c5 \">Estados de cuenta de 3 meses atr\u00e1s<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217599559{padding-right: 24px !important;padding-bottom: 8px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-aff024d72e97  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218871279\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-usuario-id  biw-icon-aff024d72e97 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218871289  biw-text-aff024d72e97 \">Fotocopia de DPI<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-1977cf360298  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756219104635\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-documento  biw-icon-1977cf360298 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756219104647  biw-text-1977cf360298 \">Constancia de ingresos con estabilidad m\u00ednima de 1 a\u00f1o<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217599559{padding-right: 24px !important;padding-bottom: 8px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-e65d9efa6b37  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218936607\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento-id  biw-icon-e65d9efa6b37 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218936616  biw-text-e65d9efa6b37 \">Fotocopia de RTU<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-6e3c8ed27475  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756219231435\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-usuario-documento  biw-icon-6e3c8ed27475 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756219231445  biw-text-6e3c8ed27475 \">Presentar fiador con los mismos requisitos<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][vc_tta_section title=&#8221;Pol\u00edticas&#8221; tab_id=&#8221;1762547235098-d811a95c-4312&#8243; el_class=&#8221;bg-digital-claro-tabs&#8221;][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-142d54cca0da  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762548980407\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-maletin-usuario  biw-icon-142d54cca0da \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762548980419  biw-text-142d54cca0da \">Estabilidad laboral m\u00ednima de 1 a\u00f1o deudor y fiador.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-aeadfb6ff2e9  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1763675543301\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-rechazar  biw-icon-aeadfb6ff2e9 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1763675543307  biw-text-aeadfb6ff2e9 \"><\/p>\n<div class=\"bi-icons-widget icon-690e0c335a578 vc_custom_1733780777980 \">\n<div class=\"bi-icons-w-container_text\">\n<div class=\"bi-icons-w-text custom-text-690e0c335a57a \">Endeudamiento permitido del 45%\u00a0 o seg\u00fan capacidad de pago del deudor<\/div>\n<\/div>\n<\/div>\n<p><\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-8ac72be298c2  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549179982\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-edificio-aceptar  biw-icon-8ac72be298c2 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762549179995  biw-text-8ac72be298c2 \">Condiciones pueden variar por condiciones especiales en algunas Universidades.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-b787000ffb14  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549219429\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-usuario  biw-icon-b787000ffb14 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762549219441  biw-text-b787000ffb14 \"><\/p>\n<div class=\"bi-icons-widget icon-690e0c335a578 vc_custom_1733780777980 \">\n<div class=\"bi-icons-w-container_text\">\n<div class=\"bi-icons-w-text custom-text-690e0c335a57a \">Edad: 21 a 64 a\u00f1os<\/div>\n<div>Garant\u00eda: Con fiador<\/div>\n<\/div>\n<\/div>\n<p><\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-de9748049aa0  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549285260\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-calendario  biw-icon-de9748049aa0 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762549285277  biw-text-de9748049aa0 \">Plazo: hasta 96 meses.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-63fb1f82e3a1  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549307847\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-graduacion  biw-icon-63fb1f82e3a1 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762549307889  biw-text-63fb1f82e3a1 \"><\/p>\n<div class=\"bi-icons-widget icon-690e0c335a578 vc_custom_1733780777980 \">\n<div class=\"bi-icons-w-container_text\">\n<div class=\"bi-icons-w-text custom-text-690e0c335a57a \">Presentar carta de aprobaci\u00f3n de la universidad.<\/div>\n<\/div>\n<\/div>\n<p><\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_tta_section][\/vc_tta_tabs][\/vc_column][\/vc_row][vc_row content_placement=&#8221;middle&#8221; column_order=&#8221;reversed&#8221; overflow=&#8221;default&#8221;][vc_column overflow=&#8221;default&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md vc_hidden-sm&#8221;][vc_column_text css=&#8221;.vc_custom_1756242605223{margin-top: 0px !important;margin-bottom: 0px !important;}&#8221; el_class=&#8221;txc-experto bineoindustrial-regular&#8221;]<\/p>\n<h2 class=\"BiNeoIndustrial-Regular\" style=\"text-align: left;\">Ahora podr\u00e1s financiar tu carrera<\/h2>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1756242707583{margin-top: 0px !important;margin-bottom: 0px !important;margin-left: 0px !important;}&#8221; el_class=&#8221;txc-experto BiNeoIndustrial-Regular&#8221;]<\/p>\n<p class=\"BiNeoIndustrial-Regular\" style=\"font-size: 24px;\">con nuestro Financiamiento Bi<\/p>\n<p>[\/vc_column_text][vc_column_text css=&#8221;.vc_custom_1756242617724{margin-top: 25px !important;}&#8221; el_class=&#8221;txc-experto&#8221;]<\/p>\n<p style=\"text-align: left; font-size: 16px;\">Conoce todo lo que puedes lograr con tu Cr\u00e9dito Estudiantil. El momento de avanzar es ahora.<\/p>\n<p>[\/vc_column_text][\/vc_column][\/vc_row][vc_row gap=&#8221;30&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1762552763645{margin-top: -30px !important;}&#8221;][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756242336807{margin-top: 30px !important;background-color: #F2F5F7 !important;}&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md vc_hidden-sm&#8221;][vc_column_text css=&#8221;.vc_custom_1766587441043{margin-top: 0px !important;margin-bottom: 0px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto bineoindustrial-regular&#8221;]<\/p>\n<h2 class=\"BiNeoIndustrial-Regular\" style=\"text-align: left;\">Caracter\u00edsticas<\/h2>\n<p>[\/vc_column_text][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217448172{padding-top: 8px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-4da3bb58d0e8  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762548490224\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-edificio-efectivo  biw-icon-4da3bb58d0e8 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762548490237  biw-text-4da3bb58d0e8 \">Tasa de inter\u00e9s preferencial en d\u00f3lares y quetzales. Depender\u00e1 si estudiar\u00e1 de forma local o internacional, y si es universidad o escuela de negocios.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-49aa5323d8bd  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762548518417\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-calendario-aceptar  biw-icon-49aa5323d8bd \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762548518428  biw-text-49aa5323d8bd \">Plazos hasta 72 meses en maestr\u00eda y plazo hasta 96 meses en licenciaturas.<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217448172{padding-top: 8px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-78165190e3b8  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762548547113\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo  biw-icon-78165190e3b8 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762548547126  biw-text-78165190e3b8 \">Monto m\u00e1ximo a financiar Q.100,000.00 y puede variar seg\u00fan capacidad de pago del fiador.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756242369533{background-color: #F2F5F7 !important;}&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md vc_hidden-sm&#8221;][vc_column_text css=&#8221;.vc_custom_1756242197412{margin-top: 0px !important;margin-bottom: 0px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto bineoindustrial-regular&#8221;]<\/p>\n<h2 class=\"BiNeoIndustrial-Regular\" style=\"text-align: left;\">Beneficios<\/h2>\n<p>[\/vc_column_text][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217448172{padding-top: 8px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-544ef6c40ab8  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218244692\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-banco-quetzal  biw-icon-544ef6c40ab8 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218244702  biw-text-544ef6c40ab8 \">Tasa de inter\u00e9s preferencial<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-60e4cbc4eeac  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218483746\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-porcentaje  biw-icon-60e4cbc4eeac \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218483758  biw-text-60e4cbc4eeac \">Financiamiento del costo total o parcial de la carrera<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217434796{padding-right: 24px !important;padding-bottom: 8px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-3f6c977ded7e  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218313118\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-calendario-tarjeta  biw-icon-3f6c977ded7e \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218313128  biw-text-3f6c977ded7e \">Amplios plazos<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-2d0a68fe4a6d  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218558562\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-internacional-calendario  biw-icon-2d0a68fe4a6d \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218558574  biw-text-2d0a68fe4a6d \">Periodo de gracia para estudios en el extranjero<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756242345680{margin-bottom: 24px !important;padding-right: 24px !important;padding-bottom: 8px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-e9fcc41dfb8c  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218415828\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento  biw-icon-e9fcc41dfb8c \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218415838  biw-text-e9fcc41dfb8c \">Papeler\u00eda financiera en orden (balance, estado resultados, integraciones).<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-9cb1e8fdccf5  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218647766\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-banco  biw-icon-9cb1e8fdccf5 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218647776  biw-text-9cb1e8fdccf5 \">Opci\u00f3n de aporte a capital o cancelaci\u00f3n anticipada sin penalizaci\u00f3n<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row gap=&#8221;30&#8243; overflow=&#8221;default&#8221;][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756242336807{margin-top: 30px !important;background-color: #F2F5F7 !important;}&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md vc_hidden-sm&#8221;][vc_column_text css=&#8221;.vc_custom_1756242228577{margin-top: 0px !important;margin-bottom: 0px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto bineoindustrial-regular&#8221;]<\/p>\n<h2 class=\"BiNeoIndustrial-Regular\" style=\"text-align: left;\">Requisitos<\/h2>\n<p>[\/vc_column_text][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-883cb2320a90  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218737771\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento  biw-icon-883cb2320a90 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218737781  biw-text-883cb2320a90 \">Carta de aceptaci\u00f3n y detalle de los costos de la carrera emitidos por el centro de estudio<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-c09c047cb5c5  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218990314\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento-tarjeta  biw-icon-c09c047cb5c5 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218990324  biw-text-c09c047cb5c5 \">Estados de cuenta de 3 meses atr\u00e1s<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756217599559{padding-right: 24px !important;padding-bottom: 8px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-aff024d72e97  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218871279\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-usuario-id  biw-icon-aff024d72e97 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218871289  biw-text-aff024d72e97 \">Fotocopia de DPI<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-1977cf360298  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756219104635\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-documento  biw-icon-1977cf360298 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756219104647  biw-text-1977cf360298 \">Constancia de ingresos con estabilidad m\u00ednima de 1 a\u00f1o<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756242380620{margin-bottom: 24px !important;padding-right: 24px !important;padding-bottom: 8px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-e65d9efa6b37  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756218936607\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento-id  biw-icon-e65d9efa6b37 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756218936616  biw-text-e65d9efa6b37 \">Fotocopia de RTU<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-6e3c8ed27475  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1756219231435\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-usuario-documento  biw-icon-6e3c8ed27475 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1756219231445  biw-text-6e3c8ed27475 \">Presentar fiador con los mismos requisitos<\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1756242369533{background-color: #F2F5F7 !important;}&#8221; offset=&#8221;vc_hidden-lg vc_hidden-md vc_hidden-sm&#8221;][vc_column_text css=&#8221;.vc_custom_1762549694939{margin-top: 0px !important;margin-bottom: 0px !important;margin-left: 32px !important;}&#8221; el_class=&#8221;txc-experto bineoindustrial-regular&#8221;]<\/p>\n<h2 class=\"BiNeoIndustrial-Regular\" style=\"text-align: left;\">Pol\u00edticas<\/h2>\n<p>[\/vc_column_text][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-142d54cca0da  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762548980407\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-maletin-usuario  biw-icon-142d54cca0da \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762548980419  biw-text-142d54cca0da \">Estabilidad laboral m\u00ednima de 1 a\u00f1o deudor y fiador.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-1b480ac550bd  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549092558\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-rechazar  biw-icon-1b480ac550bd \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762549092571  biw-text-1b480ac550bd \"><\/p>\n<div class=\"bi-icons-widget icon-690e0c335a578 vc_custom_1733780777980 \">\n<div class=\"bi-icons-w-container_text\">\n<div class=\"bi-icons-w-text custom-text-690e0c335a57a \">Endeudamiento permitido del 30% o seg\u00fan capacidad de pago del deudor.<\/div>\n<\/div>\n<\/div>\n<p><\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-8ac72be298c2  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549179982\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-edificio-aceptar  biw-icon-8ac72be298c2 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762549179995  biw-text-8ac72be298c2 \">Condiciones pueden variar por condiciones especiales en algunas Universidades.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-b787000ffb14  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549219429\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-usuario  biw-icon-b787000ffb14 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762549219441  biw-text-b787000ffb14 \"><\/p>\n<div class=\"bi-icons-widget icon-690e0c335a578 vc_custom_1733780777980 \">\n<div class=\"bi-icons-w-container_text\">\n<div class=\"bi-icons-w-text custom-text-690e0c335a57a \">Edad: 21 a 64 a\u00f1os<\/div>\n<div>Garant\u00eda: Con fiador<\/div>\n<\/div>\n<\/div>\n<p><\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][vc_row_inner gap=&#8221;20&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1736543256829{padding-top: 16px !important;padding-right: 24px !important;padding-left: 24px !important;}&#8221;][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-de9748049aa0  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549285260\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-calendario  biw-icon-de9748049aa0 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762549285277  biw-text-de9748049aa0 \">Plazo: hasta 96 meses.<\/div><\/div><\/div>[\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;]<div class=\"bi-icons-widget  biw-63fb1f82e3a1  \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1762549307847\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-graduacion  biw-icon-63fb1f82e3a1 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><div class=\"bi-icons-w-text vc_custom_1762549307889  biw-text-63fb1f82e3a1 \"><\/p>\n<div class=\"bi-icons-widget icon-690e0c335a578 vc_custom_1733780777980 \">\n<div class=\"bi-icons-w-container_text\">\n<div class=\"bi-icons-w-text custom-text-690e0c335a57a \">Presentar carta de aprobaci\u00f3n de la universidad.<\/div>\n<\/div>\n<\/div>\n<p><\/div><\/div><\/div>[\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1676909764817{margin-top: 30px !important;}&#8221;]\r\n                            <style media=\"screen\">\r\n                    @media (max-width: 1025px) {\r\n                        .sh-empty-space-BduMFsODTJ {\r\n                            height: 8px!important;\r\n                        }\r\n                    }\r\n                <\/style>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-BduMFsODTJ  \" style=\"height: 50px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_custom_heading text=&#8221;Conoce las universidades y centros de estudio disponibles&#8221; font_container=&#8221;tag:h2|font_size:26px|text_align:center&#8221; css=&#8221;&#8221;][vc_row_inner][vc_column_inner overflow=&#8221;default&#8221; offset=&#8221;vc_hidden-xs&#8221;]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-TCPcZEY4nv  \" style=\"height: 16px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [vc_images_carousel images=&#8221;97446,97422,97412,97453,97416,97419,97418,97417,97414,97415,97413,97421,97420,97409,97410,97411&#8243; 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