{"id":110963,"date":"2026-03-04T14:54:00","date_gmt":"2026-03-04T20:54:00","guid":{"rendered":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/?page_id=110963"},"modified":"2026-04-08T06:55:14","modified_gmt":"2026-04-08T12:55:14","slug":"politicas-terminos-y-condiciones-de-pos-bi-y-pos-movil","status":"publish","type":"page","link":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/politicas-terminos-y-condiciones-de-pos-bi-y-pos-movil\/","title":{"rendered":"Pol\u00edticas, t\u00e9rminos y condiciones de POS Bi y POS M\u00f3vil"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_section][vc_row][vc_column]\r\n                            <style media=\"screen\">\r\n                    @media (max-width: 1025px) {\r\n                        .sh-empty-space-CUwrGt4yIe {\r\n                            height: 0px!important;\r\n                        }\r\n                    }\r\n                <\/style>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-CUwrGt4yIe  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        \r\n            <style media=\"screen\">\r\n                \r\n                                    #sh-element-titlebar-breadcrumbs-N0JLKwzDmg #breadcrumbs a {\r\n                        color: #008794;\r\n                    }\r\n                \r\n                \r\n\r\n                \/*.sh-element-titlebar-title .sh-element-titlebar-title-content {\r\n                    margin-top: 0;\r\n                    margin-bottom: 0;\r\n                    line-height: 1;\r\n                }*\/\r\n            <\/style>\r\n\r\n\r\n            <div id=\"sh-element-titlebar-breadcrumbs-N0JLKwzDmg\" class=\"sh-element-titlebar-breadcrumbs text-left\">\r\n                <div class=\"title-level\">\r\n                    <div id=\"breadcrumbs\" class=\"breadcrumb-trail breadcrumbs\"><span class=\"item-home\"><a class=\"bread-link bread-home\" href=\"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/\" title=\"Inicio\">Inicio<\/a><\/span><span class=\"separator\"> &gt; <\/span><span class=\"item-current\"><span class=\"bread-current\">Pol\u00edticas, t\u00e9rminos y condiciones de POS Bi y POS M\u00f3vil<\/span><\/span><\/div>                <\/div>\r\n            <\/div>\r\n\r\n        [\/vc_column][\/vc_row][vc_row][vc_column]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-8xMRao7eFE  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][\/vc_row][vc_row gap=&#8221;10&#8243; content_placement=&#8221;middle&#8221; overflow=&#8221;default&#8221;][vc_column width=&#8221;1\/4&#8243; overflow=&#8221;default&#8221; el_class=&#8221;no-mobile&#8221;][vc_single_image image=&#8221;110976&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221; el_class=&#8221;imagen-digitales&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1762281436706{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;titulo-mobile&#8221;][vc_column_inner][vc_custom_heading text=&#8221;T\u00e9rminos, condiciones y pol\u00edticas de privacidad&#8221; font_container=&#8221;tag:h1|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1772646210018{margin-bottom: 32px !important;}&#8221; el_class=&#8221;txc-experto al-c txs-m-xl txs-xxl&#8221;][\/vc_column_inner][\/vc_row_inner][vc_column_text css=&#8221;.vc_custom_1774988052393{margin-bottom: 0px !important;}&#8221; el_class=&#8221;al-c al-m-l&#8221;]<\/p>\n<p style=\"text-align: center;\">Bienvenido, este sitio es propiedad de BIPRACTICO S.A.; al utilizar el sitio (en adelante tambi\u00e9n llamado indistintamente como \u201cPlataforma\u201d) usted manifiesta su aceptaci\u00f3n de estos T\u00e9rminos de Uso y nuestra Pol\u00edtica de Privacidad (en adelante, los \u201cT\u00e9rminos\u201d).<\/p>\n<p style=\"text-align: center;\">La presente informaci\u00f3n conforma y regula los t\u00e9rminos, las condiciones de uso, las limitaciones de responsabilidad y las obligaciones que los usuarios de la Plataforma, que se publica bajo el nombre de dominio <span data-teams=\"true\">corporacionbi.com<\/span>, asumen y se comprometen a respetar. Los T\u00e9rminos regulan la prestaci\u00f3n de los Servicios en L\u00ednea en los diferentes canales digitales y\/o Plataformas que BIPRACTICO S.A. habilite a disposici\u00f3n del Usuario. Usted reconoce que esta aceptaci\u00f3n se realiza en la fecha en la que quede registrado por BIPRACTICO S.A.<\/p>\n<p>[\/vc_column_text][\/vc_column][vc_column width=&#8221;1\/4&#8243; overflow=&#8221;default&#8221; el_class=&#8221;no-mobile&#8221;][vc_single_image image=&#8221;110977&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221; el_class=&#8221;imagen-fisicos&#8221;][\/vc_column][\/vc_row][vc_row][vc_column]\r\n                            <style media=\"screen\">\r\n                    @media (max-width: 1025px) {\r\n                        .sh-empty-space-IM2riNU5Pd {\r\n                            height: 48px!important;\r\n                        }\r\n                    }\r\n                <\/style>\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-IM2riNU5Pd  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row][vc_column]<div class=\"bi-icons-widget  biw-db4b3f7d27b9 vc_custom_1772646329822 \" style=\"text-align:left; display:flex; flex-direction:row; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container vc_custom_1772646329820\" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-pos-celular  biw-icon-db4b3f7d27b9 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h2 class=\"bi-icons-w-heading vc_custom_1772646329821 txc-experto biw-heading-db4b3f7d27b9  \" >Canales F\u00edsicos<\/h2><div class=\"bi-icons-w-text   biw-text-db4b3f7d27b9 \"><span class=\"only-mobile\" style=\"font-size: 16px;\">POS Bi\u00a0 \u22c5\u00a0 POS M\u00f3vil<\/span><\/div><\/div><\/div>[vc_separator color=&#8221;custom&#8221; css=&#8221;.vc_custom_1762188598763{margin-bottom: 64px !important;}&#8221; accent_color=&#8221;#809BB2&#8243;][\/vc_column][\/vc_row][vc_row gap=&#8221;15&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1762197302518{margin-bottom: 4px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243; overflow=&#8221;default&#8221;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762192294272{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-cff5c88a6654  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-informacion  biw-icon-cff5c88a6654 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-cff5c88a6654  \" >Objeto<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762202219748{margin-bottom: 24px !important;}&#8221;]1. Por medio del presente documento el AFILIADO contrata los servicios de l OPERADOR DE MEDIOS DE PAGO, quien proveer\u00e1 al AFILIADO, los medios f\u00edsicos y\/o electr\u00f3nicos de medios de pago para que \u00e9ste pueda realizar&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773183846850{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTU3NCUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243; overflow=&#8221;default&#8221;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-c28c0b9a49e3  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-usuario-aceptar  biw-icon-c28c0b9a49e3 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-c28c0b9a49e3  \" >Voluntariedad en la contrataci\u00f3n del servicio<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762200917206{margin-bottom: 24px !important;}&#8221;]1. Manifiesta EL AFILIADO que, conociendo otras entidades que prestan servicios descritos en la cl\u00e1usula primera de estecontrato, de manera voluntaria, bajo la libertad de contrataci\u00f3n, ha elegido a el OPERADOR DE MEDIOS DE PAGO para&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773183891042{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTU3NyUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-59ae34cd5f4d  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-lista  biw-icon-59ae34cd5f4d \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-59ae34cd5f4d  \" >Definiciones<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762200968611{margin-bottom: 24px !important;}&#8221;]Para efecto de aclarar, evitar malinterpretaciones o ambigu\u0308edad de las palabras contenidas en este contrato, se establecen las definiciones plasmadas en el anexo 1, que forma parte integral del presente contrato.[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773184220599{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTU4MiUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row gap=&#8221;15&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1762197341749{margin-bottom: 4px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-1d97c1b2f643  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-calendario  biw-icon-1d97c1b2f643 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-1d97c1b2f643  \" >Plazo del contrato<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762201029624{margin-bottom: 24px !important;}&#8221;]1. El presente contrato tiene vigencia desde la fecha de firma del mismo y su duraci\u00f3n ser\u00e1 por tiempo indefinido.<br \/>\n2. Asimismo, este plazo se formalizar\u00e1 cuando el AFILIADO se suscriba, de manera completa&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773184848469{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTU4NSUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243; overflow=&#8221;default&#8221;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-c51109759134  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-solicitud-tasa-baja  biw-icon-c51109759134 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-c51109759134  \" >Cargos, comisi\u00f3n y forma de pago<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762201244842{margin-bottom: 24px !important;}&#8221;]1. EL AFILIADO pagar\u00e1 a el OPERADOR DE MEDIOS DE PAGO, en concepto de los servicios objeto del presente contrato, el porcentaje de comisi\u00f3n establecido por el OPERADOR DE MEDIOS DE PAGO; previo a la liquidaci\u00f3n, la COMISI\u00d3N&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773184897215{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTU4NyUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-3a1db04f07b5  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento  biw-icon-3a1db04f07b5 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-3a1db04f07b5  \" >Documentos de afiliaci\u00f3n bajo programas de cumplimiento<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203442525{margin-bottom: 24px !important;}&#8221;]1. EL AFILIADO de forma expresa, manifiesta que la documentaci\u00f3n legal y contable -financiera que sea requerida por el OPERADOR DE MEDIOS DE PAGO, como respaldo de la existencia de la persona jur\u00eddica o empresa&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773185064748{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTU5MCUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row gap=&#8221;15&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1762197347459{margin-bottom: 4px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-82fa1849c9b1  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-usuario-banco  biw-icon-82fa1849c9b1 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-82fa1849c9b1  \" >Derechos del afiliado<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762202260786{margin-bottom: 24px !important;}&#8221;]1. Renunciar a los T\u00e9rminos y Condiciones de este contrato, previo cumplimiento de las obligaciones contra\u00eddas en virtud de este contrato, con excepci\u00f3n de lo establecido en el art\u00edculo 2.2&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773185150622{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTU5MyUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243; overflow=&#8221;default&#8221;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-61f7985d4df2  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-tienda-usuario  biw-icon-61f7985d4df2 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-61f7985d4df2  \" >Condiciones para la formalizaci\u00f3n de la afiliaci\u00f3n<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762202289715{margin-bottom: 24px !important;}&#8221;]1. Cuando el AFILIADO se suscriba, de manera completa, habiendo completado el formulario de solicitud de afiliaci\u00f3n o documento equivalente.<br \/>\n2. Cuando el OPERADOR DE MEDIOS DE PAGO, siguiendo sus procedimientos internos&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773185402493{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTU5NyUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-c7adb41733a4  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento-usuario  biw-icon-c7adb41733a4 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-c7adb41733a4  \" >Obligaciones del afiliado<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762202314899{margin-bottom: 24px !important;}&#8221;]1. Cumplir las disposiciones del presente contrato.<br \/>\n2. El AFILIADO tiene el deber esencial de conocer a sus clientes y su negocio de tal forma que pueda identificar transacciones que por su n\u00famero y cuant\u00eda se salgan de los&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773185571350{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTU5OSUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row gap=&#8221;15&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1762197353433{margin-bottom: 4px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-8d38b520d564  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-usuario-efectivo  biw-icon-8d38b520d564 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-8d38b520d564  \" >Responsabilidades del operador de medios de pago<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203431342{margin-bottom: 24px !important;}&#8221;]1. EL OPERADOR DE MEDIOS DE PAGO se obliga a realizar el pago de las transacciones procesadas y sometidas a proceso de cierre a trav\u00e9s de los medios f\u00edsicos u electr\u00f3nicos destinados para tal fin.[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773185679278{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTYwMSUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243; overflow=&#8221;default&#8221;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-2bee4d3cb2a1  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-efectivo-documento  biw-icon-2bee4d3cb2a1 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-2bee4d3cb2a1  \" >Autorizaciones del afiliado a el operador de medios de pago<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203425146{margin-bottom: 24px !important;}&#8221;]1. EL AFILIADO, de manera libre y voluntaria, y con pleno conocimiento de sus efectos y consecuencias, autoriza las disposiciones de esta cl\u00e1usula.<br \/>\n2. Para que, en los locales f\u00edsicos o virtuales, sucursales f\u00edsicas o virtuales, sitio web&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773185881848{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTYwMyUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-55d168b51774  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-usuario-rechazar  biw-icon-55d168b51774 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-55d168b51774  \" >Prohibiciones al afiliado<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762202722775{margin-bottom: 24px !important;}&#8221;]1. Brindar acceso a terceros para realizar cobros con tarjetas de cr\u00e9dito y\/o d\u00e9bito a trav\u00e9s de su afiliaci\u00f3n.<br \/>\n2. Realizar cobros con TARJETAS en concepto de compra de bienes y\/o adquisici\u00f3n de servicios ajenos a la actividad comercial&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773185993217{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTYwNSUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row gap=&#8221;15&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1762197360225{margin-bottom: 4px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-108405ace826  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento-editar  biw-icon-108405ace826 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-108405ace826  \" >Exenci\u00f3n a favor de el operador de medios de pago<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203416038{margin-bottom: 24px !important;}&#8221;]1. EL AFILIADO asume la responsabilidad de esta afiliaci\u00f3n y acepta que ninguno de los costos asociados a esta afiliaci\u00f3n ser\u00e1 reembolsables o devueltos bajo ning\u00fan motivo o circunstancia, espec\u00edficamente costos relacionados a las comisiones&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773186081032{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTYwOCUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243; overflow=&#8221;default&#8221;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-e2aad89c1fbf  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-aceptar-circulo  biw-icon-e2aad89c1fbf \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-e2aad89c1fbf  \" >Fuerza mayor o caso fortuito<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762202846147{margin-bottom: 24px !important;}&#8221;]1. Cualquier obligaci\u00f3n y \/ o actuaci\u00f3n de las partes, con excepci\u00f3n de las obligaciones de pago debidas por el AFILIADO a el OPERADOR DE MEDIOS DE PAGO, se excusar\u00e1 en la medida en que se obstaculice, retrase o de cualquier&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773186194699{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTYxMSUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-2730e42877c2  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento-rechazar  biw-icon-2730e42877c2 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-2730e42877c2  \" >Sanciones<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762202882379{margin-bottom: 24px !important;}&#8221;]1. En caso de incumplimiento o violaci\u00f3n a las disposiciones de este contrato, el AFILIADO podr\u00e1 ser sancionado con las causas contenidas en esta cl\u00e1usula.<br \/>\n2. La terminaci\u00f3n de la (s) afiliaci\u00f3n (es), sin perjuicio de las acciones legales&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773186328310{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTYxMyUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row gap=&#8221;15&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1762197367882{margin-bottom: 4px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-7b239e5a90a3  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-graduacion  biw-icon-7b239e5a90a3 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-7b239e5a90a3  \" >De la propiedad intelectual<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762202935982{margin-bottom: 24px !important;}&#8221;]1. Cada parte conservar\u00e1 de manera enunciativa y no limitativa la titularidad de las marcas y dem\u00e1s signos distintivos, patentes de invenci\u00f3n, dise\u00f1os industriales, modelos de utilidad, derechos de autor, secretos industriales y otros derechos&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773186434657{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTYxNiUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243; overflow=&#8221;default&#8221;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-db588fce1e5f  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-firma  biw-icon-db588fce1e5f \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-db588fce1e5f  \" >Terminaci\u00f3n del contrato<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762202971716{margin-bottom: 24px !important;}&#8221;]1. En el caso que el AFILIADO d\u00e9 por terminado el contrato, deber\u00e1 notificar aviso por escrito a el OPERADOR DE MEDIOS DE PAGO con treinta (30) d\u00edas de anticipaci\u00f3n y deber\u00e1 cumplir con los pagos pendientes para terminar su obligaci\u00f3n con el&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773186598507{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTYxOSUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-cfb1b56855a3  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-publicidad  biw-icon-cfb1b56855a3 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-cfb1b56855a3  \" >Disputas o controversias<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203031935{margin-bottom: 24px !important;}&#8221;]1. En caso el TARJETAHABIENTE o EL EMISOR cuestione una transacci\u00f3n dentro del plazo establecido por la MARCA, que podr\u00e1 ser de ciento veinte (120) d\u00edas calendario posteriores a la entrega de los bienes y\/o prestaci\u00f3n o cancelaci\u00f3n&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773186711806{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTYyMSUyMCUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row gap=&#8221;15&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1762197367882{margin-bottom: 4px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-f48f6ff78021  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-mensaje-favorito  biw-icon-f48f6ff78021 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-f48f6ff78021  \" >Garant\u00eda contingente por controversias o disputa<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203401876{margin-bottom: 24px !important;}&#8221;]1. EL AFILIADO acepta que en caso surjan controversias o disputa que deriven de transacciones inusuales, transacciones fraudulentas, con indicios de fraude, ileg\u00edtimas, con ilicitud, abuso en el procesamiento o similares que no est\u00e9n acorde al perfil transaccional&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773186886064{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTYyNCUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243; overflow=&#8221;default&#8221;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-2a98568c9b9b  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento-desbloqueado  biw-icon-2a98568c9b9b \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-2a98568c9b9b  \" >Acceso a la informaci\u00f3n y tratamiento de datos<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203152539{margin-bottom: 24px !important;}&#8221;]1. EL AFILIADO autoriza y acepta que el OPERADOR DE MEDIOS DE PAGO pueda consultar, recabar e investigar informaci\u00f3n relacionada a su estructura, organizaci\u00f3n, y funcionamiento, a solicitar referencias comerciales, de composici\u00f3n accionaria&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773187045104{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTYyNyUyMCUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-9a5343a559b7  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-compras-computadora  biw-icon-9a5343a559b7 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-9a5343a559b7  \" >Comercio electr\u00f3nico (e-commerce)<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203396360{margin-bottom: 24px !important;}&#8221;]1. EL AFILIADO podr\u00e1 solicitar los servicios de comercio electr\u00f3nico u otras plataformas digitales que el OPERADOR DE MEDIOS DE PAGO ofrece, en el entendido que la solicitud no garantiza la habilitaci\u00f3n del servicio. Si el OPERADOR&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773187165362{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTYyOSUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row gap=&#8221;15&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1762197367882{margin-bottom: 4px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-d3710495f9a4  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-seguro-tarjeta  biw-icon-d3710495f9a4 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-d3710495f9a4  \" >Medidas de seguridad en la operaci\u00f3n en ambiente de tarjeta no presente<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203388811{margin-bottom: 24px !important;}&#8221;]1. EL AFILIADO manifiesta, que conoce que en su operaci\u00f3n pueden existir transacciones fraudulentas, il\u00edcitas o an\u00e1logas a las anteriores ocasionadas por terceras personas, por lo tanto, el AFILIADO se compromete a&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773187631795{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTYzMSUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243; overflow=&#8221;default&#8221;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-973870887a55  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento-aceptar  biw-icon-973870887a55 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-973870887a55  \" >Legislaci\u00f3n aplicable y resoluci\u00f3n de controversias<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203311759{margin-bottom: 24px !important;}&#8221;]1. Este contrato se rige y deber\u00e1 interpretarse de conformidad con las leyes vigentes aplicables de la Rep\u00fablica de Guatemala; siendo espec\u00edficamente su naturaleza de car\u00e1cter mercantil&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773187698698{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTYzMyUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-f5bcfe89b2fd  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-documento-token  biw-icon-f5bcfe89b2fd \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-f5bcfe89b2fd  \" >Modificaciones a las disposiciones de este contrato<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203380839{margin-bottom: 24px !important;}&#8221;]1. EL AFILIADO acepta que el OPERADOR DE MEDIOS DE PAGO cambie las disposiciones de este contrato y servicio prestado, previa notificaci\u00f3n al AFILIADO dentro de un plazo razonable.<br \/>\n2. En caso el OPERADOR DE MEDIOS DE&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773187846199{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTYzNiUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row gap=&#8221;15&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1762197367882{margin-bottom: 4px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-ac928bc31085  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-juez  biw-icon-ac928bc31085 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-ac928bc31085  \" >Cesi\u00f3n de derechos<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203507759{margin-bottom: 24px !important;}&#8221;]Este contrato y los derechos y obligaciones que de \u00e9l se derivan, no podr\u00e1n ser cedidos ni subcontratados, en todo ni en parte, a ning\u00fan t\u00edtulo, sin el consentimiento expreso, previo y escrito por las partes. No obstante, el OPERADOR DE MEDIOS DE PAGO&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773188287439{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTYzOCUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243; overflow=&#8221;default&#8221;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-0a3d359fc262  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-solicitud-recibo  biw-icon-0a3d359fc262 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-0a3d359fc262  \" >Tributos<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203549558{margin-bottom: 24px !important;}&#8221;]1. El Afiliado acepta que, previo a la liquidaci\u00f3n, el OPERADOR DE MEDIOS DE PAGO realizar\u00e1 la retenci\u00f3n del Impuesto al Valor Agregado derivado de las transacciones procesadas, en los casos aplicables.<br \/>\n2. EL AFILIADO acepta que es conocedor de&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773188435633{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTY0MCUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-b98cbf527069  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-archivo-bloqueado  biw-icon-b98cbf527069 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-b98cbf527069  \" >Confidencialidad<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203590399{margin-bottom: 24px !important;}&#8221;]1. El AFILIADO se compromete a no usar indebidamente la informaci\u00f3n que reciba de l OPERADOR DE MEDIOS DE PAGO y a mantener la informaci\u00f3n que reciba del OPERADOR DE MEDIOS DE PAGO en estricta confidencialidad&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773188563205{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTY0MyUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row gap=&#8221;15&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1762197367882{margin-bottom: 4px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-a662561f4a74  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-notificacion  biw-icon-a662561f4a74 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-a662561f4a74  \" >Notificaciones<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203643215{margin-bottom: 24px !important;}&#8221;]1.EL OPERADOR DE MEDIOS DE PAGO remitir\u00e1 al AFILIADO, la documentaci\u00f3n fiscal correspondiente, requerimientos de informaci\u00f3n relacionados a disputas o controversias, notificaciones y avisos varios, al correo electr\u00f3nico designado&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773188744072{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTY0NSUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243; overflow=&#8221;default&#8221;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-f7e8ddd4ffb0  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-qr-id  biw-icon-f7e8ddd4ffb0 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-f7e8ddd4ffb0  \" >Autenticaci\u00f3n<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203687284{margin-bottom: 24px !important;}&#8221;]EL AFILIADO acepta y reconoce que el OPERADOR DE MEDIOS DE PAGO utilice medios para autenticaci\u00f3n del AFILIADO. Por lo tanto, el AFILIADO autoriza a el OPERADOR DE MEDIOS DE PAGO para identificar al AFILIADO a trav\u00e9s de los medios id\u00f3neos.[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773189058732{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTY0NiUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-17604040887c  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-usuario-token  biw-icon-17604040887c \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-17604040887c  \" >Declaraci\u00f3n y aceptaci\u00f3n<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203733730{margin-bottom: 24px !important;}&#8221;]1. Este contrato se reproduce en una copia electr\u00f3nica a disposici\u00f3n del AFILIADO.<br \/>\n2. El AFILIADO declara y reconoce que tiene las facultades y autorizaciones necesarias para aceptar estos T\u00e9rminos y Condiciones&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773189160993{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTY1MCUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row gap=&#8221;15&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1762197367882{margin-bottom: 4px !important;}&#8221;][vc_column width=&#8221;1\/3&#8243;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-01b48cb8e8b8  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-lista-agregar  biw-icon-01b48cb8e8b8 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-01b48cb8e8b8  \" >Anexo 1: Definiciones<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203778374{margin-bottom: 24px !important;}&#8221;]1. FEE: Es el descuento realizado por el OPERADOR DE MEDIOS DE PAGO al AFILIADO en concepto de mantenimiento y servicios asociados a la afiliaci\u00f3n.<br \/>\n2. OPERADOR DE MEDIOS DE PAGO: Es la entidad \u201cBIPRACTICO, Sociedad An\u00f3nima\u201d&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773189757413{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTY1MiUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243; overflow=&#8221;default&#8221;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;card-terminos&#8221; css=&#8221;.vc_custom_1762190966324{padding-top: 24px !important;padding-right: 8px !important;padding-bottom: 24px !important;padding-left: 8px !important;}&#8221;][vc_column_inner el_class=&#8221;contenido-card-terminos&#8221; overflow=&#8221;default&#8221;]<div class=\"bi-icons-widget  biw-69be46c03546  \" style=\"text-align:center; display:flex; flex-direction:column; align-items:center; justify-content:flex-start; width:100%;\"><div class=\"bi-icons-w-icon_container \" style=\"line-height: normal;\"><span class=\"bi-icons bi-icons-lista-agregar  biw-icon-69be46c03546 \"><\/span><\/div><div class=\"bi-icons-w-container_text\"><h3 class=\"bi-icons-w-heading  txc-experto txs-l biw-heading-69be46c03546  \" >Anexo 2: Programa de monitoreo de controversias por fraude y otras controversias<\/h3><\/div><\/div>[vc_column_text css=&#8221;.vc_custom_1762203830924{margin-bottom: 24px !important;}&#8221;]1. El AFILIADO deber\u00e1 tener y controlar un \u00edndice de fraude menor al 0.9% y no exceder de cincuenta mil d\u00f3lares de los Estados Unidos de Am\u00e9rica (USD50,000.00) en monto&#8230;[\/vc_column_text][vc_raw_html css=&#8221;.vc_custom_1773189891704{margin-bottom: 0px !important;}&#8221;]JTNDZGl2JTIwY2xhc3MlM0QlMjJwb3BtYWtlLTExMTY1NSUyMGJvdG9uLWNhcmRzLXR5YyUyMiUzRSUwQSUwOSUwOSUzQ3N0cm9uZyUzRSUzQ3NwYW4lMjBjbGFzcyUzRCUyMnRleHRvLWJvdG9uLXR5YyUyMiUzRUxlZXIlMjBtJUMzJUExcyUzQyUyRnNwYW4lM0UlM0MlMkZzdHJvbmclM0UlMEElMDklMDklM0NpJTIwY2xhc3MlM0QlMjJiaS1pY29ucyUyMGJpLWljb25zLWlyLWRlcmVjaGElMjBpY29uby1ib3Rvbi10eWMlMjIlM0UlM0MlMkZpJTNFJTBBJTNDJTJGZGl2JTNF[\/vc_raw_html][\/vc_column_inner][\/vc_row_inner][\/vc_column][vc_column width=&#8221;1\/3&#8243;][\/vc_column][\/vc_row][\/vc_section][vc_section][vc_row][vc_column]\r\n            \r\n            <div class=\"sh-empty-space vc_empty_space sh-empty-space-CkUGE0Q2Vv  \" style=\"height: 32px\">\r\n                <span class=\"vc_empty_space_inner\"><\/span>\r\n            <\/div>\r\n\r\n        [\/vc_column][\/vc_row][\/vc_section]<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_section][vc_row][vc_column] Inicio &gt; Pol\u00edticas, t\u00e9rminos y condiciones de POS Bi y POS M\u00f3vil [\/vc_column][\/vc_row][vc_row][vc_column] [\/vc_column][\/vc_row][vc_row gap=&#8221;10&#8243; content_placement=&#8221;middle&#8221; overflow=&#8221;default&#8221;][vc_column width=&#8221;1\/4&#8243; overflow=&#8221;default&#8221; el_class=&#8221;no-mobile&#8221;][vc_single_image image=&#8221;110976&#8243; img_size=&#8221;full&#8221; alignment=&#8221;center&#8221; css=&#8221;&#8221; el_class=&#8221;imagen-digitales&#8221;][\/vc_column][vc_column width=&#8221;1\/2&#8243; overflow=&#8221;default&#8221; css=&#8221;.vc_custom_1762281436706{padding-right: 0px !important;padding-left: 0px !important;}&#8221;][vc_row_inner overflow=&#8221;default&#8221; el_class=&#8221;titulo-mobile&#8221;][vc_column_inner][vc_custom_heading text=&#8221;T\u00e9rminos, condiciones y pol\u00edticas de privacidad&#8221; font_container=&#8221;tag:h1|text_align:center&#8221; use_theme_fonts=&#8221;yes&#8221; css=&#8221;.vc_custom_1772646210018{margin-bottom: 32px&#8230;<\/p>\n","protected":false},"author":38,"featured_media":0,"parent":109244,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"wf_page_folders":[],"class_list":["post-110963","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/pages\/110963","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/users\/38"}],"replies":[{"embeddable":true,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/comments?post=110963"}],"version-history":[{"count":25,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/pages\/110963\/revisions"}],"predecessor-version":[{"id":113935,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/pages\/110963\/revisions\/113935"}],"up":[{"embeddable":true,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/pages\/109244"}],"wp:attachment":[{"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/media?parent=110963"}],"wp:term":[{"taxonomy":"wf_page_folders","embeddable":true,"href":"https:\/\/www.corporacionbi.com\/gt\/bancoindustrial\/wp-json\/wp\/v2\/wf_page_folders?post=110963"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}